RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

4.69

% p.a

Variable

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$597

36 months

Number of repayments
36
Total interest paid
$1.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$518.47$78.17$596.64$19,481.53
2021 Total$518.47$78.17$596.64
2Jan 2022$520.50$76.14$596.64$18,961.03
3Feb 2022$522.53$74.11$596.64$18,438.50
4Mar 2022$524.58$72.06$596.64$17,913.92
5Apr 2022$526.63$70.01$596.64$17,387.29
6May 2022$528.68$67.96$596.64$16,858.61
7Jun 2022$530.75$65.89$596.64$16,327.86
8Jul 2022$532.83$63.81$596.64$15,795.03
9Aug 2022$534.91$61.73$596.64$15,260.12
10Sep 2022$537.00$59.64$596.64$14,723.12
11Oct 2022$539.10$57.54$596.64$14,184.02
12Nov 2022$541.20$55.44$596.64$13,642.82
13Dec 2022$543.32$53.32$596.64$13,099.50
2022 Total$6,382.03$777.65$7,159.68
14Jan 2023$545.44$51.20$596.64$12,554.06
15Feb 2023$547.57$49.07$596.64$12,006.49
16Mar 2023$549.71$46.93$596.64$11,456.78
17Apr 2023$551.86$44.78$596.64$10,904.92
18May 2023$554.02$42.62$596.64$10,350.90
19Jun 2023$556.19$40.45$596.64$9,794.71
20Jul 2023$558.36$38.28$596.64$9,236.35
21Aug 2023$560.54$36.10$596.64$8,675.81
22Sep 2023$562.73$33.91$596.64$8,113.08
23Oct 2023$564.93$31.71$596.64$7,548.15
24Nov 2023$567.14$29.50$596.64$6,981.01
25Dec 2023$569.36$27.28$596.64$6,411.65
2023 Total$6,687.85$471.83$7,159.68
26Jan 2024$571.58$25.06$596.64$5,840.07
27Feb 2024$573.82$22.82$596.64$5,266.25
28Mar 2024$576.06$20.58$596.64$4,690.19
29Apr 2024$578.31$18.33$596.64$4,111.88
30May 2024$580.57$16.07$596.64$3,531.31
31Jun 2024$582.84$13.80$596.64$2,948.47
32Jul 2024$585.12$11.52$596.64$2,363.35
33Aug 2024$587.40$9.24$596.64$1,775.95
34Sep 2024$589.70$6.94$596.64$1,186.25
35Oct 2024$592.00$4.64$596.64$594.25
36Nov 2024$594.25$2.32$596.57$0.00
2024 Total$6,411.65$151.32$6,562.97