RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

10.49

% p.a

Variable

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

650

36 months

Number of repayments
36
Total interest paid
$3.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$475.12$174.83$649.95$19,524.88
2Dec 2021$479.27$170.68$649.95$19,045.61
2021 Total$954.39$345.51$1,299.9
3Jan 2022$483.46$166.49$649.95$18,562.15
4Feb 2022$487.69$162.26$649.95$18,074.46
5Mar 2022$491.95$158.00$649.95$17,582.51
6Apr 2022$496.25$153.70$649.95$17,086.26
7May 2022$500.59$149.36$649.95$16,585.67
8Jun 2022$504.96$144.99$649.95$16,080.71
9Jul 2022$509.38$140.57$649.95$15,571.33
10Aug 2022$513.83$136.12$649.95$15,057.50
11Sep 2022$518.32$131.63$649.95$14,539.18
12Oct 2022$522.85$127.10$649.95$14,016.33
13Nov 2022$527.42$122.53$649.95$13,488.91
14Dec 2022$532.03$117.92$649.95$12,956.88
2022 Total$6,088.73$1,710.67$7,799.4
15Jan 2023$536.69$113.26$649.95$12,420.19
16Feb 2023$541.38$108.57$649.95$11,878.81
17Mar 2023$546.11$103.84$649.95$11,332.70
18Apr 2023$550.88$99.07$649.95$10,781.82
19May 2023$555.70$94.25$649.95$10,226.12
20Jun 2023$560.56$89.39$649.95$9,665.56
21Jul 2023$565.46$84.49$649.95$9,100.10
22Aug 2023$570.40$79.55$649.95$8,529.70
23Sep 2023$575.39$74.56$649.95$7,954.31
24Oct 2023$580.42$69.53$649.95$7,373.89
25Nov 2023$585.49$64.46$649.95$6,788.40
26Dec 2023$590.61$59.34$649.95$6,197.79
2023 Total$6,759.09$1,040.31$7,799.4
27Jan 2024$595.77$54.18$649.95$5,602.02
28Feb 2024$600.98$48.97$649.95$5,001.04
29Mar 2024$606.23$43.72$649.95$4,394.81
30Apr 2024$611.53$38.42$649.95$3,783.28
31May 2024$616.88$33.07$649.95$3,166.40
32Jun 2024$622.27$27.68$649.95$2,544.13
33Jul 2024$627.71$22.24$649.95$1,916.42
34Aug 2024$633.20$16.75$649.95$1,283.22
35Sep 2024$638.73$11.22$649.95$644.49
36Oct 2024$644.32$5.63$649.95$0.17
2024 Total$6,197.62$301.88$6,499.5