RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

9.75

% p.a

Fixed

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$643

36 months

Number of repayments
36
Total interest paid
$3.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$480.50$162.50$643.00$19,519.50
2Nov 2021$484.40$158.60$643.00$19,035.10
3Dec 2021$488.34$154.66$643.00$18,546.76
2021 Total$1,453.24$475.76$1,929
4Jan 2022$492.31$150.69$643.00$18,054.45
5Feb 2022$496.31$146.69$643.00$17,558.14
6Mar 2022$500.34$142.66$643.00$17,057.80
7Apr 2022$504.41$138.59$643.00$16,553.39
8May 2022$508.50$134.50$643.00$16,044.89
9Jun 2022$512.64$130.36$643.00$15,532.25
10Jul 2022$516.80$126.20$643.00$15,015.45
11Aug 2022$521.00$122.00$643.00$14,494.45
12Sep 2022$525.23$117.77$643.00$13,969.22
13Oct 2022$529.50$113.50$643.00$13,439.72
14Nov 2022$533.80$109.20$643.00$12,905.92
15Dec 2022$538.14$104.86$643.00$12,367.78
2022 Total$6,178.98$1,537.02$7,716
16Jan 2023$542.51$100.49$643.00$11,825.27
17Feb 2023$546.92$96.08$643.00$11,278.35
18Mar 2023$551.36$91.64$643.00$10,726.99
19Apr 2023$555.84$87.16$643.00$10,171.15
20May 2023$560.36$82.64$643.00$9,610.79
21Jun 2023$564.91$78.09$643.00$9,045.88
22Jul 2023$569.50$73.50$643.00$8,476.38
23Aug 2023$574.13$68.87$643.00$7,902.25
24Sep 2023$578.79$64.21$643.00$7,323.46
25Oct 2023$583.50$59.50$643.00$6,739.96
26Nov 2023$588.24$54.76$643.00$6,151.72
27Dec 2023$593.02$49.98$643.00$5,558.70
2023 Total$6,809.08$906.92$7,716
28Jan 2024$597.84$45.16$643.00$4,960.86
29Feb 2024$602.69$40.31$643.00$4,358.17
30Mar 2024$607.59$35.41$643.00$3,750.58
31Apr 2024$612.53$30.47$643.00$3,138.05
32May 2024$617.50$25.50$643.00$2,520.55
33Jun 2024$622.52$20.48$643.00$1,898.03
34Jul 2024$627.58$15.42$643.00$1,270.45
35Aug 2024$632.68$10.32$643.00$637.77
36Sep 2024$637.77$5.18$642.95$0.00
2024 Total$5,558.7$228.25$5,786.95