RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

6.49

% p.a

Fixed

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

613

36 months

Number of repayments
36
Total interest paid
$2.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$504.72$108.17$612.89$19,495.28
2Dec 2021$507.45$105.44$612.89$18,987.83
2021 Total$1,012.17$213.61$1,225.78
3Jan 2022$510.20$102.69$612.89$18,477.63
4Feb 2022$512.96$99.93$612.89$17,964.67
5Mar 2022$515.73$97.16$612.89$17,448.94
6Apr 2022$518.52$94.37$612.89$16,930.42
7May 2022$521.32$91.57$612.89$16,409.10
8Jun 2022$524.14$88.75$612.89$15,884.96
9Jul 2022$526.98$85.91$612.89$15,357.98
10Aug 2022$529.83$83.06$612.89$14,828.15
11Sep 2022$532.69$80.20$612.89$14,295.46
12Oct 2022$535.58$77.31$612.89$13,759.88
13Nov 2022$538.47$74.42$612.89$13,221.41
14Dec 2022$541.38$71.51$612.89$12,680.03
2022 Total$6,307.8$1,046.88$7,354.68
15Jan 2023$544.31$68.58$612.89$12,135.72
16Feb 2023$547.26$65.63$612.89$11,588.46
17Mar 2023$550.22$62.67$612.89$11,038.24
18Apr 2023$553.19$59.70$612.89$10,485.05
19May 2023$556.18$56.71$612.89$9,928.87
20Jun 2023$559.19$53.70$612.89$9,369.68
21Jul 2023$562.22$50.67$612.89$8,807.46
22Aug 2023$565.26$47.63$612.89$8,242.20
23Sep 2023$568.31$44.58$612.89$7,673.89
24Oct 2023$571.39$41.50$612.89$7,102.50
25Nov 2023$574.48$38.41$612.89$6,528.02
26Dec 2023$577.58$35.31$612.89$5,950.44
2023 Total$6,729.59$625.09$7,354.68
27Jan 2024$580.71$32.18$612.89$5,369.73
28Feb 2024$583.85$29.04$612.89$4,785.88
29Mar 2024$587.01$25.88$612.89$4,198.87
30Apr 2024$590.18$22.71$612.89$3,608.69
31May 2024$593.37$19.52$612.89$3,015.32
32Jun 2024$596.58$16.31$612.89$2,418.74
33Jul 2024$599.81$13.08$612.89$1,818.93
34Aug 2024$603.05$9.84$612.89$1,215.88
35Sep 2024$606.31$6.58$612.89$609.57
36Oct 2024$609.57$3.30$612.87$0.00
2024 Total$5,950.44$178.44$6,128.88