Excellent Credit Personal Loan - Fixed Repayments (Unsecured)

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Loan Term

years

Repayment Frequency

Excellent Credit Personal Loan - Fixed Repayments (Unsecured) Pros and Cons

Pros:

No ongoing fees
No early exit penalty
Can apply online
Suitable for both new or used car

Cons:

Application fee charged
Cannot apply in branch

SocietyOne Excellent Credit Personal Loan - Fixed Repayments (Unsecured) Fees and Features

New Car	New Car
Used Car	Used Car
Motorcycle	Motorcycle
Boat	Boat
Student Loan	Student Loan
Debt Consolidation	Debt Consolidation
Renovation	Renovation
Shares	Shares
Holidays	Holidays
Medical Bill	Medical Bill
Wedding	Wedding
Upfront Fee	Upfront Fee 3% of loan amount
Ongoing Fee	Ongoing Fee $0
Early Exit Penalty Fee	Early Exit Penalty Fee $0
Missed Payment Penalty	Missed Payment Penalty $35
Redraw Activation Fee	Redraw Activation Fee N/A
Repayment Type	Repayment Type Fixed
Loan Type	Loan Type Unsecured
Secured by vehicle	Secured by vehicle
Secured by property	Secured by property
Security by bank deposits	Security by bank deposits
Available to 457 Visa Holders	Available to 457 Visa Holders
Redraw Facility	Redraw Facility
Extra Repayments	Extra Repayments
Line of Credit	Line of Credit

New Car	New Car
Used Car	Used Car
Motorcycle	Motorcycle
Boat	Boat
Student Loan	Student Loan
Debt Consolidation	Debt Consolidation
Renovation	Renovation
Shares	Shares
Holidays	Holidays
Medical Bill	Medical Bill
Wedding	Wedding
Upfront Fee	Upfront Fee 3% of loan amount
Ongoing Fee	Ongoing Fee $0

Early Exit Penalty Fee	Early Exit Penalty Fee $0
Missed Payment Penalty	Missed Payment Penalty $35
Redraw Activation Fee	Redraw Activation Fee N/A
Repayment Type	Repayment Type Fixed
Loan Type	Loan Type Unsecured
Secured by vehicle	Secured by vehicle
Secured by property	Secured by property
Security by bank deposits	Security by bank deposits
Available to 457 Visa Holders	Available to 457 Visa Holders
Redraw Facility	Redraw Facility
Extra Repayments	Extra Repayments
Line of Credit	Line of Credit

Other Benefits

Investors bid to fund your loan in our loan marketplace, which helps you get the best rate. Receive the funds within 72 hours of accepting an investor's bid.

Compare and review personal loans with similar features

Unsecured Personal Loan (Excellent Credit) (5 Years Term)

6.99%

7.69%

No early exit penalty
Can apply online

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Personal Loan Fixed Rate

8.50%

9.06%

Can apply online
Can apply in branch
Suitable for both new or used car

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Unsecured Personal Loans (Excellent Credit)

8.95%

10.56%

Can apply online

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Unsecured Loan (Good Credit)

10.99%

12.09%

No ongoing fees
No early exit penalty
Can apply online

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SocietyOne disrupted the Australian personal loans market in 2012 when it became the first peer-to-peer or marketplace lender. SocietyOne operates differently to the traditional banks. As a peer-to-peer lender, SocietyOne doesn’t provide the finance for a loan; instead, it connects borrowers with willing investors.

SocietyOne is an online-only operation, which means it doesn’t have branches. You can apply for loans online however they also have a customer service line if you need to speak to someone.