Borrow amount
$20k
Advertised Rate

7.49%

Variable

Loan term

3 years to 7 years

Southern Cross Credit Union
Repayment frequency
Monthly
Monthly repayment

$622

36 months

Number of repayments
36
Total interest paid
$2.4k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2021$497.20$124.83$622.03$19,502.80
2Mar 2021$500.30$121.73$622.03$19,002.50
3Apr 2021$503.42$118.61$622.03$18,499.08
4May 2021$506.56$115.47$622.03$17,992.52
5Jun 2021$509.73$112.30$622.03$17,482.79
6Jul 2021$512.91$109.12$622.03$16,969.88
7Aug 2021$516.11$105.92$622.03$16,453.77
8Sep 2021$519.33$102.70$622.03$15,934.44
9Oct 2021$522.57$99.46$622.03$15,411.87
10Nov 2021$525.83$96.20$622.03$14,886.04
11Dec 2021$529.12$92.91$622.03$14,356.92
2021 Total$5,643.08$1,199.25$6,842.33
12Jan 2022$532.42$89.61$622.03$13,824.50
13Feb 2022$535.74$86.29$622.03$13,288.76
14Mar 2022$539.09$82.94$622.03$12,749.67
15Apr 2022$542.45$79.58$622.03$12,207.22
16May 2022$545.84$76.19$622.03$11,661.38
17Jun 2022$549.24$72.79$622.03$11,112.14
18Jul 2022$552.67$69.36$622.03$10,559.47
19Aug 2022$556.12$65.91$622.03$10,003.35
20Sep 2022$559.59$62.44$622.03$9,443.76
21Oct 2022$563.09$58.94$622.03$8,880.67
22Nov 2022$566.60$55.43$622.03$8,314.07
23Dec 2022$570.14$51.89$622.03$7,743.93
2022 Total$6,612.99$851.37$7,464.36
24Jan 2023$573.69$48.34$622.03$7,170.24
25Feb 2023$577.28$44.75$622.03$6,592.96
26Mar 2023$580.88$41.15$622.03$6,012.08
27Apr 2023$584.50$37.53$622.03$5,427.58
28May 2023$588.15$33.88$622.03$4,839.43
29Jun 2023$591.82$30.21$622.03$4,247.61
30Jul 2023$595.52$26.51$622.03$3,652.09
31Aug 2023$599.23$22.80$622.03$3,052.86
32Sep 2023$602.98$19.05$622.03$2,449.88
33Oct 2023$606.74$15.29$622.03$1,843.14
34Nov 2023$610.53$11.50$622.03$1,232.61
35Dec 2023$614.34$7.69$622.03$618.27
2023 Total$7,125.66$338.7$7,464.36
36Jan 2024$618.17$3.86$622.03$0.10
2023 Total$618.17$3.86$622.03