Unsecured Personal Loan from Southern Cross Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$20,000
Advertised Rate
10.49%
variable
Loan Term
3 Years
Repayment Frequency
Monthly
Monthly Repayment
$650
Number of Repayments
36
Total Interest Paid
$3,400
Total Repayments
$23,400
DatePrincipleInterestPaymentBalance
1Sep 2019$475.12$174.83$649.95$19,524.88
2Oct 2019$479.27$170.68$649.95$19,045.61
3Nov 2019$483.46$166.49$649.95$18,562.15
4Dec 2019$487.69$162.26$649.95$18,074.46
2019 Total$1,925.54$674.26$2,599.8
5Jan 2020$491.95$158.00$649.95$17,582.51
6Feb 2020$496.25$153.70$649.95$17,086.26
7Mar 2020$500.59$149.36$649.95$16,585.67
8Apr 2020$504.96$144.99$649.95$16,080.71
9May 2020$509.38$140.57$649.95$15,571.33
10Jun 2020$513.83$136.12$649.95$15,057.50
11Jul 2020$518.32$131.63$649.95$14,539.18
12Aug 2020$522.85$127.10$649.95$14,016.33
13Sep 2020$527.42$122.53$649.95$13,488.91
14Oct 2020$532.03$117.92$649.95$12,956.88
15Nov 2020$536.69$113.26$649.95$12,420.19
16Dec 2020$541.38$108.57$649.95$11,878.81
2020 Total$6,195.65$1,603.75$7,799.4
17Jan 2021$546.11$103.84$649.95$11,332.70
18Feb 2021$550.88$99.07$649.95$10,781.82
19Mar 2021$555.70$94.25$649.95$10,226.12
20Apr 2021$560.56$89.39$649.95$9,665.56
21May 2021$565.46$84.49$649.95$9,100.10
22Jun 2021$570.40$79.55$649.95$8,529.70
23Jul 2021$575.39$74.56$649.95$7,954.31
24Aug 2021$580.42$69.53$649.95$7,373.89
25Sep 2021$585.49$64.46$649.95$6,788.40
26Oct 2021$590.61$59.34$649.95$6,197.79
27Nov 2021$595.77$54.18$649.95$5,602.02
28Dec 2021$600.98$48.97$649.95$5,001.04
2021 Total$6,877.77$921.63$7,799.4
29Jan 2022$606.23$43.72$649.95$4,394.81
30Feb 2022$611.53$38.42$649.95$3,783.28
31Mar 2022$616.88$33.07$649.95$3,166.40
32Apr 2022$622.27$27.68$649.95$2,544.13
33May 2022$627.71$22.24$649.95$1,916.42
34Jun 2022$633.20$16.75$649.95$1,283.22
35Jul 2022$638.73$11.22$649.95$644.49
36Aug 2022$644.32$5.63$649.95$0.17
2022 Total$5,000.87$198.73$5,199.6
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