Unsecured Personal Loan from Southern Cross Credit Union

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$20,000
Advertised Rate
9.49%
variable
Loan Term
3 Years
Repayment Frequency
Monthly
Monthly Repayment
$641
Number of Repayments
36
Total Interest Paid
$3,076
Total Repayments
$23,076
DatePrincipleInterestPaymentBalance
1Nov 2019$482.40$158.17$640.57$19,517.60
2Dec 2019$486.22$154.35$640.57$19,031.38
2019 Total$968.62$312.52$1,281.14
3Jan 2020$490.06$150.51$640.57$18,541.32
4Feb 2020$493.94$146.63$640.57$18,047.38
5Mar 2020$497.85$142.72$640.57$17,549.53
6Apr 2020$501.78$138.79$640.57$17,047.75
7May 2020$505.75$134.82$640.57$16,542.00
8Jun 2020$509.75$130.82$640.57$16,032.25
9Jul 2020$513.78$126.79$640.57$15,518.47
10Aug 2020$517.84$122.73$640.57$15,000.63
11Sep 2020$521.94$118.63$640.57$14,478.69
12Oct 2020$526.07$114.50$640.57$13,952.62
13Nov 2020$530.23$110.34$640.57$13,422.39
14Dec 2020$534.42$106.15$640.57$12,887.97
2020 Total$6,143.41$1,543.43$7,686.84
15Jan 2021$538.65$101.92$640.57$12,349.32
16Feb 2021$542.91$97.66$640.57$11,806.41
17Mar 2021$547.20$93.37$640.57$11,259.21
18Apr 2021$551.53$89.04$640.57$10,707.68
19May 2021$555.89$84.68$640.57$10,151.79
20Jun 2021$560.29$80.28$640.57$9,591.50
21Jul 2021$564.72$75.85$640.57$9,026.78
22Aug 2021$569.18$71.39$640.57$8,457.60
23Sep 2021$573.68$66.89$640.57$7,883.92
24Oct 2021$578.22$62.35$640.57$7,305.70
25Nov 2021$582.79$57.78$640.57$6,722.91
26Dec 2021$587.40$53.17$640.57$6,135.51
2021 Total$6,752.46$934.38$7,686.84
27Jan 2022$592.05$48.52$640.57$5,543.46
28Feb 2022$596.73$43.84$640.57$4,946.73
29Mar 2022$601.45$39.12$640.57$4,345.28
30Apr 2022$606.21$34.36$640.57$3,739.07
31May 2022$611.00$29.57$640.57$3,128.07
32Jun 2022$615.83$24.74$640.57$2,512.24
33Jul 2022$620.70$19.87$640.57$1,891.54
34Aug 2022$625.61$14.96$640.57$1,265.93
35Sep 2022$630.56$10.01$640.57$635.37
36Oct 2022$635.37$5.02$640.39$0.00
2022 Total$6,135.51$270.01$6,405.52
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