RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$20k
Interest Rate

5.75

% p.a

Variable up to 7.99%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$606

36 months

Number of repayments
36
Total interest paid
$1.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$510.35$95.83$606.18$19,489.65
2Jul 2022$512.79$93.39$606.18$18,976.86
3Aug 2022$515.25$90.93$606.18$18,461.61
4Sep 2022$517.72$88.46$606.18$17,943.89
5Oct 2022$520.20$85.98$606.18$17,423.69
6Nov 2022$522.69$83.49$606.18$16,901.00
7Dec 2022$525.20$80.98$606.18$16,375.80
2022 Total$3,624.2$619.06$4,243.26
8Jan 2023$527.71$78.47$606.18$15,848.09
9Feb 2023$530.24$75.94$606.18$15,317.85
10Mar 2023$532.78$73.40$606.18$14,785.07
11Apr 2023$535.33$70.85$606.18$14,249.74
12May 2023$537.90$68.28$606.18$13,711.84
13Jun 2023$540.48$65.70$606.18$13,171.36
14Jul 2023$543.07$63.11$606.18$12,628.29
15Aug 2023$545.67$60.51$606.18$12,082.62
16Sep 2023$548.28$57.90$606.18$11,534.34
17Oct 2023$550.91$55.27$606.18$10,983.43
18Nov 2023$553.55$52.63$606.18$10,429.88
19Dec 2023$556.20$49.98$606.18$9,873.68
2023 Total$6,502.12$772.04$7,274.16
20Jan 2024$558.87$47.31$606.18$9,314.81
21Feb 2024$561.55$44.63$606.18$8,753.26
22Mar 2024$564.24$41.94$606.18$8,189.02
23Apr 2024$566.94$39.24$606.18$7,622.08
24May 2024$569.66$36.52$606.18$7,052.42
25Jun 2024$572.39$33.79$606.18$6,480.03
26Jul 2024$575.13$31.05$606.18$5,904.90
27Aug 2024$577.89$28.29$606.18$5,327.01
28Sep 2024$580.65$25.53$606.18$4,746.36
29Oct 2024$583.44$22.74$606.18$4,162.92
30Nov 2024$586.23$19.95$606.18$3,576.69
31Dec 2024$589.04$17.14$606.18$2,987.65
2024 Total$6,886.03$388.13$7,274.16
32Jan 2025$591.86$14.32$606.18$2,395.79
33Feb 2025$594.70$11.48$606.18$1,801.09
34Mar 2025$597.55$8.63$606.18$1,203.54
35Apr 2025$600.41$5.77$606.18$603.13
36May 2025$603.13$2.89$606.02$0.00
2025 Total$2,987.65$43.09$3,030.74