RateCity.com.au
powering smart financial decisions
RateCity.com.au
Borrow amount
$20k
Interest Rate

12.99

% p.a

Variable

Loan term

0 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$674

36 months

Number of repayments
36
Total interest paid
$4.3k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Jun 2022$457.28$216.50$673.78$19,542.72
2Jul 2022$462.23$211.55$673.78$19,080.49
3Aug 2022$467.23$206.55$673.78$18,613.26
4Sep 2022$472.29$201.49$673.78$18,140.97
5Oct 2022$477.40$196.38$673.78$17,663.57
6Nov 2022$482.57$191.21$673.78$17,181.00
7Dec 2022$487.80$185.98$673.78$16,693.20
2022 Total$3,306.8$1,409.66$4,716.46
8Jan 2023$493.08$180.70$673.78$16,200.12
9Feb 2023$498.41$175.37$673.78$15,701.71
10Mar 2023$503.81$169.97$673.78$15,197.90
11Apr 2023$509.26$164.52$673.78$14,688.64
12May 2023$514.78$159.00$673.78$14,173.86
13Jun 2023$520.35$153.43$673.78$13,653.51
14Jul 2023$525.98$147.80$673.78$13,127.53
15Aug 2023$531.67$142.11$673.78$12,595.86
16Sep 2023$537.43$136.35$673.78$12,058.43
17Oct 2023$543.25$130.53$673.78$11,515.18
18Nov 2023$549.13$124.65$673.78$10,966.05
19Dec 2023$555.07$118.71$673.78$10,410.98
2023 Total$6,282.22$1,803.14$8,085.36
20Jan 2024$561.08$112.70$673.78$9,849.90
21Feb 2024$567.15$106.63$673.78$9,282.75
22Mar 2024$573.29$100.49$673.78$8,709.46
23Apr 2024$579.50$94.28$673.78$8,129.96
24May 2024$585.77$88.01$673.78$7,544.19
25Jun 2024$592.11$81.67$673.78$6,952.08
26Jul 2024$598.52$75.26$673.78$6,353.56
27Aug 2024$605.00$68.78$673.78$5,748.56
28Sep 2024$611.55$62.23$673.78$5,137.01
29Oct 2024$618.17$55.61$673.78$4,518.84
30Nov 2024$624.86$48.92$673.78$3,893.98
31Dec 2024$631.63$42.15$673.78$3,262.35
2024 Total$7,148.63$936.73$8,085.36
32Jan 2025$638.47$35.31$673.78$2,623.88
33Feb 2025$645.38$28.40$673.78$1,978.50
34Mar 2025$652.36$21.42$673.78$1,326.14
35Apr 2025$659.42$14.36$673.78$666.72
36May 2025$666.56$7.22$673.78$0.16
2025 Total$3,262.19$106.71$3,368.9