Fixed up to 19.99%
$5k to $100k
based on $20,000 loan amount for 3 years
- No ongoing fees
- No early repayment fees
- Can apply online
- Can apply in branch
- Application fee charged
- Requires security to be held
Early Exit Penalty Fee
Missed Payment Penalty
Redraw Activation Fee
Available to 457 Visa Holders
Line Of Credit
$5k - $100k
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Since 1888, The Mutual, also known as Maitland Mutual Building Society, has provided financial services for Australians living in Maitland and the Hunter Valley region.
Such services include personal loans, home loans, credit cards, everyday bank accounts and savings accounts, in addition to other banking products.
The Mutual is a small institution with few branches to visit. However, those not living near a branch can rely on online and phone banking.
It can be hard to improve your credit score, as it usually requires sacrifice and discipline, but hard doesn’t necessarily mean complicated. Some simple ways you can give your credit score a boost include closing extra credit cards, reducing your credit card limit, pay off any loans and make loan repayments on time.
As a general rule, the lower your credit score, the more remedies you can apply and the greater the scope for improvement.
Some lenders will consider personal loan applications from a borrower with bad credit if the borrower has a family member with good credit willing to guarantee the loan (a guarantor).
If the borrower fails to pay back their personal loan, it will be their guarantor’s responsibility to cover the repayments.