Unity Bank Consolidator | Compare Your Repayments | RateCity
Borrow amount
$30k
Interest Rate
14.74
% p.a
Variable
Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment
$1k
36 months
Number of repayments
36
Total interest paid
$7.3k
Total repayments
$37,301
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Sep 2022 | $667.64 | $368.50 | $1,036.14 | $29,332.36 |
| 2 | Oct 2022 | $675.84 | $360.30 | $1,036.14 | $28,656.52 |
| 3 | Nov 2022 | $684.14 | $352.00 | $1,036.14 | $27,972.38 |
| 4 | Dec 2022 | $692.55 | $343.59 | $1,036.14 | $27,279.83 |
| 2022 Total | $2,720.17 | $1,424.39 | $4,144.56 | ||
| 5 | Jan 2023 | $701.05 | $335.09 | $1,036.14 | $26,578.78 |
| 6 | Feb 2023 | $709.66 | $326.48 | $1,036.14 | $25,869.12 |
| 7 | Mar 2023 | $718.38 | $317.76 | $1,036.14 | $25,150.74 |
| 8 | Apr 2023 | $727.21 | $308.93 | $1,036.14 | $24,423.53 |
| 9 | May 2023 | $736.14 | $300.00 | $1,036.14 | $23,687.39 |
| 10 | Jun 2023 | $745.18 | $290.96 | $1,036.14 | $22,942.21 |
| 11 | Jul 2023 | $754.33 | $281.81 | $1,036.14 | $22,187.88 |
| 12 | Aug 2023 | $763.60 | $272.54 | $1,036.14 | $21,424.28 |
| 13 | Sep 2023 | $772.98 | $263.16 | $1,036.14 | $20,651.30 |
| 14 | Oct 2023 | $782.47 | $253.67 | $1,036.14 | $19,868.83 |
| 15 | Nov 2023 | $792.08 | $244.06 | $1,036.14 | $19,076.75 |
| 16 | Dec 2023 | $801.81 | $234.33 | $1,036.14 | $18,274.94 |
| 2023 Total | $9,004.89 | $3,428.79 | $12,433.68 | ||
| 17 | Jan 2024 | $811.66 | $224.48 | $1,036.14 | $17,463.28 |
| 18 | Feb 2024 | $821.63 | $214.51 | $1,036.14 | $16,641.65 |
| 19 | Mar 2024 | $831.73 | $204.41 | $1,036.14 | $15,809.92 |
| 20 | Apr 2024 | $841.94 | $194.20 | $1,036.14 | $14,967.98 |
| 21 | May 2024 | $852.28 | $183.86 | $1,036.14 | $14,115.70 |
| 22 | Jun 2024 | $862.75 | $173.39 | $1,036.14 | $13,252.95 |
| 23 | Jul 2024 | $873.35 | $162.79 | $1,036.14 | $12,379.60 |
| 24 | Aug 2024 | $884.08 | $152.06 | $1,036.14 | $11,495.52 |
| 25 | Sep 2024 | $894.94 | $141.20 | $1,036.14 | $10,600.58 |
| 26 | Oct 2024 | $905.93 | $130.21 | $1,036.14 | $9,694.65 |
| 27 | Nov 2024 | $917.06 | $119.08 | $1,036.14 | $8,777.59 |
| 28 | Dec 2024 | $928.32 | $107.82 | $1,036.14 | $7,849.27 |
| 2024 Total | $10,425.67 | $2,008.01 | $12,433.68 | ||
| 29 | Jan 2025 | $939.72 | $96.42 | $1,036.14 | $6,909.55 |
| 30 | Feb 2025 | $951.27 | $84.87 | $1,036.14 | $5,958.28 |
| 31 | Mar 2025 | $962.95 | $73.19 | $1,036.14 | $4,995.33 |
| 32 | Apr 2025 | $974.78 | $61.36 | $1,036.14 | $4,020.55 |
| 33 | May 2025 | $986.75 | $49.39 | $1,036.14 | $3,033.80 |
| 34 | Jun 2025 | $998.87 | $37.27 | $1,036.14 | $2,034.93 |
| 35 | Jul 2025 | $1,011.14 | $25.00 | $1,036.14 | $1,023.79 |
| 36 | Aug 2025 | $1,023.56 | $12.58 | $1,036.14 | $0.23 |
| 2025 Total | $7,849.04 | $440.08 | $8,289.12 |