Borrow amount
$20k
Advertised Rate

9.99%

p.a Variable

Loan term

1 year to 7 years

Unity Bank
Repayment frequency
Monthly
Monthly repayment

$645

36 months

Number of repayments
36
Total interest paid
$3.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$478.75$166.50$645.25$19,521.25
2Jun 2021$482.74$162.51$645.25$19,038.51
3Jul 2021$486.75$158.50$645.25$18,551.76
4Aug 2021$490.81$154.44$645.25$18,060.95
5Sep 2021$494.89$150.36$645.25$17,566.06
6Oct 2021$499.01$146.24$645.25$17,067.05
7Nov 2021$503.17$142.08$645.25$16,563.88
8Dec 2021$507.36$137.89$645.25$16,056.52
2021 Total$3,943.48$1,218.52$5,162
9Jan 2022$511.58$133.67$645.25$15,544.94
10Feb 2022$515.84$129.41$645.25$15,029.10
11Mar 2022$520.13$125.12$645.25$14,508.97
12Apr 2022$524.46$120.79$645.25$13,984.51
13May 2022$528.83$116.42$645.25$13,455.68
14Jun 2022$533.23$112.02$645.25$12,922.45
15Jul 2022$537.67$107.58$645.25$12,384.78
16Aug 2022$542.15$103.10$645.25$11,842.63
17Sep 2022$546.66$98.59$645.25$11,295.97
18Oct 2022$551.21$94.04$645.25$10,744.76
19Nov 2022$555.80$89.45$645.25$10,188.96
20Dec 2022$560.43$84.82$645.25$9,628.53
2022 Total$6,427.99$1,315.01$7,743
21Jan 2023$565.09$80.16$645.25$9,063.44
22Feb 2023$569.80$75.45$645.25$8,493.64
23Mar 2023$574.54$70.71$645.25$7,919.10
24Apr 2023$579.32$65.93$645.25$7,339.78
25May 2023$584.15$61.10$645.25$6,755.63
26Jun 2023$589.01$56.24$645.25$6,166.62
27Jul 2023$593.91$51.34$645.25$5,572.71
28Aug 2023$598.86$46.39$645.25$4,973.85
29Sep 2023$603.84$41.41$645.25$4,370.01
30Oct 2023$608.87$36.38$645.25$3,761.14
31Nov 2023$613.94$31.31$645.25$3,147.20
32Dec 2023$619.05$26.20$645.25$2,528.15
2023 Total$7,100.38$642.62$7,743
33Jan 2024$624.20$21.05$645.25$1,903.95
34Feb 2024$629.40$15.85$645.25$1,274.55
35Mar 2024$634.64$10.61$645.25$639.91
36Apr 2024$639.91$5.33$645.24$0.00
2024 Total$2,528.15$52.84$2,580.99