RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

16.49

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

708

36 months

Number of repayments
36
Total interest paid
$5.5k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$433.16$274.83$707.99$19,566.84
2Dec 2021$439.11$268.88$707.99$19,127.73
2021 Total$872.27$543.71$1,415.98
3Jan 2022$445.14$262.85$707.99$18,682.59
4Feb 2022$451.26$256.73$707.99$18,231.33
5Mar 2022$457.46$250.53$707.99$17,773.87
6Apr 2022$463.75$244.24$707.99$17,310.12
7May 2022$470.12$237.87$707.99$16,840.00
8Jun 2022$476.58$231.41$707.99$16,363.42
9Jul 2022$483.13$224.86$707.99$15,880.29
10Aug 2022$489.77$218.22$707.99$15,390.52
11Sep 2022$496.50$211.49$707.99$14,894.02
12Oct 2022$503.32$204.67$707.99$14,390.70
13Nov 2022$510.24$197.75$707.99$13,880.46
14Dec 2022$517.25$190.74$707.99$13,363.21
2022 Total$5,764.52$2,731.36$8,495.88
15Jan 2023$524.36$183.63$707.99$12,838.85
16Feb 2023$531.56$176.43$707.99$12,307.29
17Mar 2023$538.87$169.12$707.99$11,768.42
18Apr 2023$546.27$161.72$707.99$11,222.15
19May 2023$553.78$154.21$707.99$10,668.37
20Jun 2023$561.39$146.60$707.99$10,106.98
21Jul 2023$569.10$138.89$707.99$9,537.88
22Aug 2023$576.92$131.07$707.99$8,960.96
23Sep 2023$584.85$123.14$707.99$8,376.11
24Oct 2023$592.89$115.10$707.99$7,783.22
25Nov 2023$601.04$106.95$707.99$7,182.18
26Dec 2023$609.29$98.70$707.99$6,572.89
2023 Total$6,790.32$1,705.56$8,495.88
27Jan 2024$617.67$90.32$707.99$5,955.22
28Feb 2024$626.16$81.83$707.99$5,329.06
29Mar 2024$634.76$73.23$707.99$4,694.30
30Apr 2024$643.48$64.51$707.99$4,050.82
31May 2024$652.32$55.67$707.99$3,398.50
32Jun 2024$661.29$46.70$707.99$2,737.21
33Jul 2024$670.38$37.61$707.99$2,066.83
34Aug 2024$679.59$28.40$707.99$1,387.24
35Sep 2024$688.93$19.06$707.99$698.31
36Oct 2024$698.31$9.60$707.91$0.00
2024 Total$6,572.89$506.93$7,079.82