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- Unsecured Personal Loan
Unsecured Personal Loan
- 1 to 7 years
- Unsecured
- Fixed Rate
- Instant approval
Interest rate p.a.
7.99%
up to 20.49%
Comparison rate* p.a.
9.18%
up to 21.61%
Unsecured Personal Loan
- 1 to 7 years
- Unsecured
- Fixed Rate
- Instant approval
Interest rate p.a.
7.99%
up to 20.49%
Comparison rate* p.a.
9.18%
up to 21.61%
Calculate your repayments for this loan
Your estimated repayment
$658
based on 21000 loan amount for 3 years at 7.99%
Pros and Cons
For Unsecured Personal Loan
Benefits
- Lower than average rate
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
- Approval is instant
Drawbacks
- Service fee charged
Westpac Rate Personal Loan overview
For Unsecured Personal Loan
Details
Total repayments
$23,687
Interest rate type
Fixed
Borrowing range
$4k - $50k
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Westpac Banking Corporation Ltd to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$250
Ongoing fee
$12 Monthly
Missed payment penalty
$15
Early exit penalty fee
$175 during first 2 years
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
Conditions, fees and charges apply
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Product info
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
3 to 5 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Product info
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
3 to 7 years
Unsecured
Fixed Rate
No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Product info
No Fee Personal Loan
Real Time Rating™
1 to 7 years
Unsecured
Fixed Rate
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Product info
Product data updated on 19 Apr 2024