RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

9.90

% p.a

Fixed

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

644

36 months

Number of repayments
36
Total interest paid
$3.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$479.41$165.00$644.41$19,520.59
2Nov 2021$483.37$161.04$644.41$19,037.22
3Dec 2021$487.35$157.06$644.41$18,549.87
2021 Total$1,450.13$483.1$1,933.23
4Jan 2022$491.37$153.04$644.41$18,058.50
5Feb 2022$495.43$148.98$644.41$17,563.07
6Mar 2022$499.51$144.90$644.41$17,063.56
7Apr 2022$503.64$140.77$644.41$16,559.92
8May 2022$507.79$136.62$644.41$16,052.13
9Jun 2022$511.98$132.43$644.41$15,540.15
10Jul 2022$516.20$128.21$644.41$15,023.95
11Aug 2022$520.46$123.95$644.41$14,503.49
12Sep 2022$524.76$119.65$644.41$13,978.73
13Oct 2022$529.09$115.32$644.41$13,449.64
14Nov 2022$533.45$110.96$644.41$12,916.19
15Dec 2022$537.85$106.56$644.41$12,378.34
2022 Total$6,171.53$1,561.39$7,732.92
16Jan 2023$542.29$102.12$644.41$11,836.05
17Feb 2023$546.76$97.65$644.41$11,289.29
18Mar 2023$551.27$93.14$644.41$10,738.02
19Apr 2023$555.82$88.59$644.41$10,182.20
20May 2023$560.41$84.00$644.41$9,621.79
21Jun 2023$565.03$79.38$644.41$9,056.76
22Jul 2023$569.69$74.72$644.41$8,487.07
23Aug 2023$574.39$70.02$644.41$7,912.68
24Sep 2023$579.13$65.28$644.41$7,333.55
25Oct 2023$583.91$60.50$644.41$6,749.64
26Nov 2023$588.73$55.68$644.41$6,160.91
27Dec 2023$593.58$50.83$644.41$5,567.33
2023 Total$6,811.01$921.91$7,732.92
28Jan 2024$598.48$45.93$644.41$4,968.85
29Feb 2024$603.42$40.99$644.41$4,365.43
30Mar 2024$608.40$36.01$644.41$3,757.03
31Apr 2024$613.41$31.00$644.41$3,143.62
32May 2024$618.48$25.93$644.41$2,525.14
33Jun 2024$623.58$20.83$644.41$1,901.56
34Jul 2024$628.72$15.69$644.41$1,272.84
35Aug 2024$633.91$10.50$644.41$638.93
36Sep 2024$638.93$5.27$644.20$0.00
2024 Total$5,567.33$232.15$5,799.48