Important disclosure

Auswide Bank

Unsecured Personal Loan Fixed

Real Time Rating™

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
Interest Rate

11.40%

p.a

Comparison Rate*

11.99%

p.a

Real Time Rating™
Tags
  • 1 to 5 years
  • Unsecured
  • Fixed Rate
Interest Rate

11.40%

p.a

Comparison Rate*

11.99%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$1,482

based on $45,000 loan amount for 3 years at 11.40%

Pros and cons

For Unsecured Personal Loan Fixed

Benefits

  • Lower than average application fees
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose

Drawbacks

  • Service fee charged

Auswide Bank Rate Personal loan overview

For Unsecured Personal Loan Fixed

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$3k - $50k

Security type

Unsecured

Loan term

1 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly, Weekly, Fortnightly

Target Market Determination

Visit Auswide Bank to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$175

Ongoing Fee

$5 Monthly

Missed Payment Penalty

$10

Early Exit Penalty Fee

$50 during first 5 years

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Debt Consolidation

Renovation

Holidays

Medical Bill

Shares

Student Loan

Wedding

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Unsecured Personal Loan (Excellent Credit) (Amount > $5000)

Real Time Rating™
  • 3 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

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Interest Rate

5.76%

p.a

up to 24.03%

Comparison Rate*

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6.55%

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up to 24.99%

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Low Rate Personal Loan Secured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Secured
  • Fixed Rate
  • No ongoing fees
Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

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7.19%

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up to 13.58%

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Low Rate Personal Loan Unsecured (Excellent Credit)

Real Time Rating™
  • 1 to 7 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

2024 Award Winner

Interest Rate

6.57%

p.a

up to 8.48%

Comparison Rate*

From

7.19%

p.a

up to 13.58%

FAQs

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years.

Generally, the shorter a loan’s term, the more expensive your regular repayments may be, but the less total interest you’ll pay. Loans with longer terms mean more affordable repayments, but more interest charges over the full term.