RateCity.com.au
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  4. Unsecured Personal Loan - (Excellent Credit)

Unsecured Personal Loan - (Excellent Credit)

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • Instant approval

Interest rate p.a.

8.49%

up to 23.29%

Comparison rate* p.a.

9.33%

up to 24.05%

Unsecured Personal Loan - (Excellent Credit)

  • 3 to 7 years
  • Unsecured
  • Fixed Rate
  • Instant approval

Interest rate p.a.

8.49%

up to 23.29%

Comparison rate* p.a.

9.33%

up to 24.05%

RateCity says

"Apply online for this competitive fixed rate personal loan with no ongoing fees or early exit penalty, available to borrowers with excellent credit."

Calculate your repayments for this loan

$

Your estimated repayment

$915

based on 29000 loan amount for 3 years at 8.49%

Pros and Cons

For Unsecured Personal Loan - (Excellent Credit)

Benefits

  • Lower than average rate
  • No ongoing fees
  • No early exit penalty
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose
  • Approval is instant

Drawbacks

  • Higher than average application fee
  • Cannot apply in branch

Wisr Rate Personal Loan overview

For Unsecured Personal Loan - (Excellent Credit)

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $62k

Security type

Unsecured

Loan term

3 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly, Weekly, Fortnightly

Target Market Determination

Visit Wisr to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront fee

$595

Ongoing fee

$0

Missed payment penalty

$25

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs