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- Unsecured Personal Loan - (Excellent Credit)
Unsecured Personal Loan - (Excellent Credit)
- 3 to 7 years
- Unsecured
- Fixed Rate
- Instant approval
Interest rate p.a.
8.49%
up to 23.29%
Comparison rate* p.a.
9.33%
up to 24.05%
Unsecured Personal Loan - (Excellent Credit)
- 3 to 7 years
- Unsecured
- Fixed Rate
- Instant approval
Interest rate p.a.
8.49%
up to 23.29%
Comparison rate* p.a.
9.33%
up to 24.05%
RateCity says
"Apply online for this competitive fixed rate personal loan with no ongoing fees or early exit penalty, available to borrowers with excellent credit."
Calculate your repayments for this loan
Your estimated repayment
$1,420
based on 45000 loan amount for 3 years at 8.49%
Pros and Cons
For Unsecured Personal Loan - (Excellent Credit)
Benefits
- Lower than average rate
- No ongoing fees
- No early exit penalty
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
- Approval is instant
Drawbacks
- Higher than average application fee
- Cannot apply in branch
Wisr Rate Personal Loan overview
For Unsecured Personal Loan - (Excellent Credit)
Details
Total repayments
$51,132
Interest rate type
Fixed
Borrowing range
$5k - $62k
Security type
Unsecured
Loan term
3 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Monthly, Weekly, Fortnightly
Target Market Determination
Visit Wisr to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
Instant approval
Time to funding
N/A
Fees
Upfront fee
$595
Ongoing fee
$0
Missed payment penalty
$25
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Promoted personal loan products
Low Rate Personal Loan Unsecured (Excellent Credit)
Real Time Rating™
- 2024 Award Winner
- 1 to 7 years
- Unsecured
- Fixed Rate
Interest rate p.a.
6.57%
up to 8.48%
Comparison rate* p.a.
7.19%
up to 13.58%
Australian Credit Licence 488228
Fees & charges apply
Unsecured Personal Loan (Excellent Credit) (Amount > $5000)
Real Time Rating™
- 2024 Award Winner
- 3 to 5 years
- Unsecured
- Fixed Rate
Interest rate p.a.
5.76%
up to 24.03%
Comparison rate* p.a.
6.55%
up to 24.99%
Australian Credit Licence 474726
Fees & charges apply
Unsecured Personal Loan (Excellent Credit)
Real Time Rating™
- 3 to 7 years
- Unsecured
- Fixed Rate
- No ongoing fees
Interest rate p.a.
7.24%
up to 9.39%
Comparison rate* p.a.
7.24%
up to 10.31%
Australian Credit Licence 286596
Fees & charges apply
No Fee Personal Loan
Real Time Rating™
- 2024 Award Winner
- Special
- 1 to 7 years
- Unsecured
Interest rate p.a.
6.75%
up to 26.95%
Comparison rate* p.a.
6.75%
up to 26.95%
Australian Credit Licence 411227
Fees & charges apply
Product data updated on 24 Apr 2024