RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Interest Rate

12.95

% p.a

Fixed up to 13.95%

Loan term

3 years to 7 years

Repayment frequency
Monthly
Monthly repayment

$673

36 months

Number of repayments
36
Total interest paid
$4.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Feb 2022$457.57$215.83$673.40$19,542.43
2Mar 2022$462.50$210.90$673.40$19,079.93
3Apr 2022$467.50$205.90$673.40$18,612.43
4May 2022$472.54$200.86$673.40$18,139.89
5Jun 2022$477.64$195.76$673.40$17,662.25
6Jul 2022$482.79$190.61$673.40$17,179.46
7Aug 2022$488.00$185.40$673.40$16,691.46
8Sep 2022$493.27$180.13$673.40$16,198.19
9Oct 2022$498.59$174.81$673.40$15,699.60
10Nov 2022$503.98$169.42$673.40$15,195.62
11Dec 2022$509.41$163.99$673.40$14,686.21
2022 Total$5,313.79$2,093.61$7,407.4
12Jan 2023$514.91$158.49$673.40$14,171.30
13Feb 2023$520.47$152.93$673.40$13,650.83
14Mar 2023$526.08$147.32$673.40$13,124.75
15Apr 2023$531.76$141.64$673.40$12,592.99
16May 2023$537.50$135.90$673.40$12,055.49
17Jun 2023$543.30$130.10$673.40$11,512.19
18Jul 2023$549.16$124.24$673.40$10,963.03
19Aug 2023$555.09$118.31$673.40$10,407.94
20Sep 2023$561.08$112.32$673.40$9,846.86
21Oct 2023$567.14$106.26$673.40$9,279.72
22Nov 2023$573.26$100.14$673.40$8,706.46
23Dec 2023$579.44$93.96$673.40$8,127.02
2023 Total$6,559.19$1,521.61$8,080.8
24Jan 2024$585.70$87.70$673.40$7,541.32
25Feb 2024$592.02$81.38$673.40$6,949.30
26Mar 2024$598.41$74.99$673.40$6,350.89
27Apr 2024$604.86$68.54$673.40$5,746.03
28May 2024$611.39$62.01$673.40$5,134.64
29Jun 2024$617.99$55.41$673.40$4,516.65
30Jul 2024$624.66$48.74$673.40$3,891.99
31Aug 2024$631.40$42.00$673.40$3,260.59
32Sep 2024$638.21$35.19$673.40$2,622.38
33Oct 2024$645.10$28.30$673.40$1,977.28
34Nov 2024$652.06$21.34$673.40$1,325.22
35Dec 2024$659.10$14.30$673.40$666.12
2024 Total$7,460.9$619.9$8,080.8
36Jan 2025$666.12$7.19$673.31$0.00
2024 Total$666.12$7.19$673.31