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Cash management accounts

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RateCity
- 1 min read
Cash management accounts

Cash management accounts are a great way to earn higher interest than keeping your money in your regular debit or savings account. There are hundreds of cash management accounts that you can compare online to find the best one to suit your needs.

Cash management accounts will vary in the interest rates they offer and will also have different fees and features. Unlike an online savings account, where it can take days to access your funds, cash management accounts generally have faster or immediate accessibility but may not offer the highest rates of online accounts.

Check out the table to the right to see some of today’s best rates for basic savings accounts.

Disclaimer

This article is over two years old, last updated on January 4, 2010. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent savings accounts articles.

Compare savings accounts

Maximum rate condition

Product database updated 24 Apr, 2024

Promoted savings accounts

Rabobank Australia

High Interest Savings Account

Real Time Rating™

  • 2024 Award Winner
  • Intro offer rate
  • Online banking

Maximum rate p.a.

5.75%

intro 4 months then 4.40%

Base rate p.a.

4.40%

MyState Bank Limited

Bonus Saver Account

Real Time Rating™

  • 2024 Award Winner
  • Bonus interest with conditions
  • App banking
  • Online banking

Maximum rate p.a.

5.00%*

Base rate p.a.

0.05%

IMB Limited

Reward Saver

Real Time Rating™

  • Bonus interest with conditions
  • Intro offer rate
  • App banking
  • Online banking

Maximum rate p.a.

5.25%

intro 4 months then 3.25%*

Base rate p.a.

Not Applicable

Westpac Banking Corporation Ltd

Westpac Life - 18 to 29 years old

Real Time Rating™

  • 2024 Award Winner
  • Bonus interest with conditions
  • App banking
  • Online banking

Maximum rate p.a.

5.20%*

Base rate p.a.

2.00%

product data updated on

Product data updated on 24 Apr 2024