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Cash management accounts
Cash management accounts are a great way to earn higher interest than keeping your money in your regular debit or savings account. There are hundreds of cash management accounts that you can compare online to find the best one to suit your needs.
Cash management accounts will vary in the interest rates they offer and will also have different fees and features. Unlike an online savings account, where it can take days to access your funds, cash management accounts generally have faster or immediate accessibility but may not offer the highest rates of online accounts.
Check out the table to the right to see some of today’s best rates for basic savings accounts.
Disclaimer
This article is over two years old, last updated on January 4, 2010. While RateCity makes best efforts to update every important article regularly, the information in this piece may not be as relevant as it once was. Alternatively, please consider checking recent savings accounts articles.
Compare savings accounts
5.75%
intro 4 months then 4.40%
4.40%
Not applicable
- 2024 Award Winner
- Intro offer rate
- Online banking
5.00%*
0.05%
*Deposit $20+ & make 5 purchases on a linked Ev...
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
- Linked account required
5.25%
intro 4 months then 3.25%*
Not Applicable
*Deposit at least $50 and make and no withdrawa...
- Bonus interest with conditions
- Intro offer rate
- App banking
- Online banking
5.20%*
2.00%
*Make a deposit and make 5+ purchases on your W...
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
- Linked account required
Product database updated 24 Apr, 2024
Fact Checked
Promoted savings accounts
High Interest Savings Account
Real Time Rating™
- 2024 Award Winner
- Intro offer rate
- Online banking
Maximum rate p.a.
5.75%
intro 4 months then 4.40%
Base rate p.a.
4.40%
Bonus Saver Account
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.00%*
Base rate p.a.
0.05%
Reward Saver
Real Time Rating™
- Bonus interest with conditions
- Intro offer rate
- App banking
- Online banking
Maximum rate p.a.
5.25%
intro 4 months then 3.25%*
Base rate p.a.
Not Applicable
Westpac Life - 18 to 29 years old
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.20%*
Base rate p.a.
2.00%
Product data updated on 24 Apr 2024