eSaver
- App banking
- Online banking
Maximum rate p.a.
1.50%
Base rate p.a.
1.50%
eSaver
- App banking
- Online banking
Maximum rate p.a.
1.50%
Base rate p.a.
1.50%
Pros and Cons
For eSaver
Benefits
- No ongoing account fees
- No minimum balance
Drawbacks
The Mac Rate Savings Account overview
For eSaver
Account Details
Maximum rate p.a.
1.50%
Minimum age restrictions
Base rate p.a.
1.50%
Maximum age restrictions
Maximum rate condition
Not applicable
Minimum opening deposit
$0
Interest calculation method
Whole Balance
Target Market Determination
Visit The Mac to view Target Market Determination.
Features
Joint application available
Is online only
Linked account required
Methods of Access
Internet facility
ATM access
Phone facility
Eftpos facility
Branch access
App
App only
Fees
Account keeping fees
$0
Eftpos fee
$0
ATM withdrawal fee
$0
Overseas eftpos fee
$0
Internet transaction fee
$0
Over the counter deposit fee
$5
Phone transaction fee
$0
Over the counter withdrawal fee
$5
Promoted savings account products
High Interest Savings Account
Real Time Rating™
- 2024 Award Winner
- Intro offer rate
- Online banking
Maximum rate p.a.
5.75%
intro 4 months then 4.40%
Base rate p.a.
4.40%
Bonus Saver Account
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.00%*
Base rate p.a.
0.05%
Reward Saver
Real Time Rating™
- Bonus interest with conditions
- Intro offer rate
- App banking
- Online banking
Maximum rate p.a.
5.25%
intro 4 months then 3.25%*
Base rate p.a.
Not Applicable
Westpac Life - 18 to 29 years old
Real Time Rating™
- 2024 Award Winner
- Bonus interest with conditions
- App banking
- Online banking
Maximum rate p.a.
5.20%*
Base rate p.a.
2.00%
Product data updated on 24 Apr 2024