Important disclosure

Up Bank

Up Savers

Real Time Rating™

  • Bonus interest with conditions
  • Online banking
  • Linked account required
Maximum rate

4.35%*

p.a

Base rate

Not Applicable

Real Time Rating™
Tags
  • Bonus interest with conditions
  • Online banking
  • Linked account required
Maximum rate

4.35%*

p.a

Base rate

Not Applicable

Pros and cons

For Up Savers

Benefits

  • Better than average maximum interest rate
  • Ongoing bonus interest (conditions apply)
  • No ongoing account fees

Drawbacks

  • This is a digital only product; branch and phone banking not available
  • Only available with linked transaction account

Up Rate Savings account overview

For Up Savers

Account Details

Maximum rate

4.35%*

p.a

Minimum age restrictions

16

Base rate

Not Applicable

Maximum age restrictions

Maximum rate condition

*Make 5 purchases using your debit card or digi...

Minimum opening deposit

$1

Interest calculation method

Whole Balance

Target Market Determination

Visit Up Bank to view Target Market Determination.

Features

Joint application available

Is online only

Methods of Access

Internet facility

N/A

ATM access

Phone facility

N/A

Eftpos facility

Branch access

N/A

App

App only

Fees

Eftpos fee

N/A

ATM withdrawal fee

N/A

Overseas eftpos fee

N/A

Internet transaction fee

N/A

Over the counter deposit fee

N/A

Phone transaction fee

N/A

Over the counter withdrawal fee

N/A

Promoted savings accounts

Promoted

Westpac Life - 18 to 29 years old

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Make a deposit and make 5+ purchases on your Westpac Choice account each month

Maximum rate

5.20%*

p.a

Base rate

2.00%

p.a

Promoted

Savings Maximiser

Real Time Rating™
  • Bonus interest with conditions
  • App banking
  • Online banking
  • Linked account required

2024 Award Winner

*Deposit at least $1000, make 5+ card purchases and grow your account's balance

Maximum rate

5.50%*

p.a

Base rate

0.55%

p.a

Promoted

High Interest Savings Account

Real Time Rating™
  • Intro offer rate
  • Online banking

2024 Award Winner

Maximum rate

5.75%

p.a

Base rate

4.40%

p.a

Promoted

High Interest Save Account

Real Time Rating™
  • Bonus interest with conditions
  • Online banking
  • Linked account required

*Deposit $200+ a month into your Spend or Save accounts (external deposits only)

Maximum rate

5.10%*

p.a

Base rate

0.10%

p.a