RateCity.com.au
  1. Home
  2. Search

Top 100 results

Home Loans

Big banks vs small banks for mortgages

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

How to apply for a home loan

Getting your first home loan doesn’t have to be as intimidating as it sounds. With just a little preparation, you can confidently calculate how much you can afford to borrow, what support you may be able to get, and how to make an application that’s more likely to be approved by the bank.

Mark Bristow

Mark Bristow -

29 Feb, 2024 -

11 min read

Browse more Home Loans articles

Credit Score

How often does your credit score change?

The frequency at which your credit score changes will depend on how often a bank, lender or service provider offers this information to credit bureaus, and how often a credit bureau assesses your individual credit history and payment behaviour. 

Eden Radford

Eden Radford -

30 Jan, 2024 -

4 min read

Credit Score

Does Afterpay affect your credit score?

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Credit Score

Four habits to keep your credit score top notch

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow

Mark Bristow -

15 Feb, 2024 -

4 min read

Browse more Credit Score articles

Personal Loans

Can I get a personal loan to pay for my wedding?

It’s no secret that tying the knot can be an expensive proposition, with the W-word often being associated with higher than typical prices for many products and services. While you might be wedded to getting a personal loan to pay for it, it’s important to be aware of the risks involved before saying I Do to a bank or lender.

Mark Bristow

Mark Bristow -

15 Mar, 2024 -

5 min read

Browse more Personal Loans articles

Home Loans

How to get a rate cut

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Eden Radford

Eden Radford -

23 Feb, 2024 -

4 min read

Home Loans

ANZ and Suncorp Bank merger back on – what does this mean for refinancing?

The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders? 

Mark Bristow

Mark Bristow -

22 Feb, 2024 -

3 min read

Home Loans

What to expect from the RBA meeting in February 2024

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?

Mark Bristow

Mark Bristow -

02 Feb, 2024 -

5 min read

Browse more Home Loans news

Credit Cards

NAB increases rates on select credit cards

Australia’s second largest credit card provider, NAB, has today increased interest rates across select cards.

Eden Radford

Eden Radford -

13 Feb, 2024 -

6 min read

Credit Cards

ANZ increases interest rates on select credit cards for second time in six months

ANZ, Australia’s fourth largest credit card provider, has today increased interest rates across select credit cards by 0.50 percentage points – the second hike in less than six months.

Eden Radford

Eden Radford -

22 Feb, 2024 -

4 min read

Browse more Credit Cards news

Credit Score

How fast can you fix a credit score, and how do you do it?

Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.

Mark Bristow

Mark Bristow -

28 Feb, 2024 -

4 min read

Credit Score

Who can access my credit report?

In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.

Eden Radford

Eden Radford -

15 Mar, 2024 -

2 min read

Browse more Credit Score news

Term Deposits

How far can your savings take you? Some of the top-rated term deposits in February 2024

Has your term deposit been effectively losing you money in the past? With Australia’s inflation falling faster than expected, it may be getting easier to find term deposits that can keep your money from going backwards. But it’s important to compare the available options and choose a term deposit that will suit your needs and help you reach your savings goals.

Mark Bristow

Mark Bristow -

12 Feb, 2024 -

3 min read

Term Deposits

Some of the top-rated term deposits in March 2024

Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.

Mark Bristow

Mark Bristow -

15 Mar, 2024 -

4 min read

Browse more Term Deposits news

Savings Accounts

Will you grow your wealth this year? Some of the top-rated savings accounts in February 2024

Australia’s inflation may be falling faster than previously predicted, which could make it easier for savers to grow their wealth. However, it’s important to consider more than just interest rates when comparing savings account options.

Mark Bristow

Mark Bristow -

07 Feb, 2024 -

3 min read

Browse more Savings Accounts news

Personal Loans

Some of the top-rated personal loans in March 2024

Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.

Mark Bristow

Mark Bristow -

13 Mar, 2024 -

3 min read

Browse more Personal Loans news

Car Loans

Some of the top-rated car loans in March 2024

Records were made to be broken, at least when it comes to Australians buying cars. As car purchasing accelerates, it’s important for buyers to carefully consider their finance options before committing.

Mark Bristow

Mark Bristow -

13 Mar, 2024 -

3 min read

Browse more Car Loans news

Home Insurance

Insurance pushing cost of living upwards – how’s your cover?

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow

Mark Bristow -

08 Feb, 2024 -

3 min read

Browse more Home Insurance news

Bank Accounts

What is the lipstick effect?

Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.

Eden Radford

Eden Radford -

25 Mar, 2024 -

4 min read

Browse more Bank Accounts news

Home loans

Term deposits

Car loans