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Credit Score
How often does your credit score change?The frequency at which your credit score changes will depend on how often a bank, lender or service provider offers this information to credit bureaus, and how often a credit bureau assesses your individual credit history and payment behaviour.
Eden Radford -
30 Jan, 2024 -
4 min read
Credit Score
What is Equifax One Score?Australian credit reporting bureau Equifax has credit score system that could mean your credit behaviours are better reflected.
Eden Radford -
28 Jan, 2024 -
4 min read
Credit Score
How often should you check your credit score?Whether you’re a young Australian looking to build your credit history, or you’ve recently seen your credit score drop and are working to boost it, there’s several reasons you may be monitoring your credit score. Let’s explore how often you may want to check your credit score and credit history.
Alex Ritchie -
19 Aug, 2023 -
4 min read
Bank Accounts
Comprehensive credit reporting gains momentumNAB has become the first big four bank to introduce comprehensive credit reporting. NAB has started comprehensive credit reporting (CCR) for personal loans, credit cards and overdrafts. Other types of lending will be added later this year, according to NAB. The bank said it was phasing its roll-out of comprehensive credit reporting ��_to ensure a smooth transition for customers��_.
Nick Bendel -
20 Feb, 2018 -
2 min read
Home Loans
Can mortgage arrears affect my credit rating?Mortgage arrears could impact your credit rating and appear on your credit file even without a full default. Discuss your financial situation with your lender before defaulting.
Jodie Humphries -
05 Dec, 2022 -
4 min read
Home Loans
Why do home loans get rejected?Having a home loan rejected can be incredibly frustrating, especially if you've put a lot of time and effort into your application. While different banks use different criteria to assess home loan applications, there are a few common issues that could see your mortgage application rejected:
Mark Bristow -
19 Dec, 2017 -
5 min read
Credit Cards
What happens if you don't have a credit score?So, what happens if you don’t have a credit score? And how can you build up your credit history without risking falling into debt? Here are some helpful tips to guide you through developing your credit score.
Alex Ritchie -
15 Aug, 2020 -
6 min read
Personal Loans
Will a personal loan affect my mortgage application?Personal loans can affect your mortgage application, and it can be good or bad, depending on the situation. Learn more about how personal loans can impact your home loan eligibility.
Jodie Humphries -
03 Feb, 2021 -
4 min read
Car Loans
Pros and cons of car loans versus cash car salesWhen buying a car, it��_s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.
Mark Bristow -
27 Oct, 2017 -
6 min read
Cryptocurrency
What is TRON?TRON boasts 115 million global users and has processed more than 4 billion transactions. The TRON network became fully decentralised in December 2021 and is now a purely community-governed Decentralised Autonomous Organisation (DAO). The Tronix (TRX) token serves as the fundamental unit of exchange on the TRON network.
Peter Terlato -
25 Oct, 2022 -
7 min read
Credit Score
How fast can you fix a credit score, and how do you do it?Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.
Mark Bristow -
28 Feb, 2024 -
4 min read
Personal Loans
NAB and CBA lead Big Four in CCRBoth National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA) have announced that they will participate in Comprehensive Credit Reporting (CCR) in 2018, allowing more Australians the opportunity to improve their credit ratings by exercising positive borrowing habits.
Mark Bristow -
10 Oct, 2017 -
2 min read
Home Loans
Don't stigmatise Australians for missed payments, say banksNick Bendel -
07 Mar, 2018 -
2 min read