RateCity.com.au
  1. Home
  2. Search

Top 100 results

Credit Cards

Credit card debt rises for the third month in a row as households struggle to clear Christmas debt

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

Eden Radford

Eden Radford -

09 Apr, 2024 -

4 min read

Credit Cards

New year = more debt for Australian credit card holders

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford

Eden Radford -

07 Mar, 2024 -

4 min read

Credit Cards

Australians to cut back on Christmas spending: how to avoid credit card debt this silly season

For those hoping to get through the silly season by using their plastic, it's a timely reminder for everyone to exercise caution and steer clear of credit card debt.

Alex Ritchie

Alex Ritchie -

15 Nov, 2023 -

3 min read

Browse more Credit Cards news

Home Loans

Queensland doubles first home owner grant – what this means for you

The Queensland state government has announced that it would be doubling the state’s first home owner grant (FHOG) from $15,000 to $30,000, in what was described as a pre-Christmas bonus. So how does this affect Queenslanders hoping to put their first foot onto the property ladder in the new year?

Mark Bristow

Mark Bristow -

20 Nov, 2023 -

5 min read

Home Loans

Some of the top-rated home loans in December 2023

The Reserve Bank of Australia (RBA) board delivered Australian mortgage holders an early Christmas present at its December 2023 meeting by keeping the nation's cash rate on hold at 4.35%. But with economists from some of Australia’s big banks forecasting another rate hike in February 2024, Australian homeowners may not be feeling the love by the time Valentine’s Day rolls around.

Mark Bristow

Mark Bristow -

05 Dec, 2023 -

3 min read

Home Loans

Consumer Sentiment surges, housing confidence reaches a seven year high

The backdrop of a pandemic is unlikely to affect people spending money over the Christmas holidays -- and that could include signing the deed to a new house.

Tony Ibrahim

Tony Ibrahim -

11 Nov, 2020 -

4 min read

Browse more Home Loans news

Bank Accounts

Fun Christmas facts about Aussies you never knew

The Australian Bureau of Statistics (ABS) have released their festive-themed statistics from the 2016 Census, painting a picture of what Christmas is truly like for Aussies.

Alex Ritchie

Alex Ritchie -

22 Dec, 2017 -

1 min read

Bank Accounts

Your Christmas feast will be your most expensive meal this year

Millions of Australians have admitted to overspending at Christmas, with Christmas Day feast the most expensive meal of the year, according to CBA.

Alex Ritchie

Alex Ritchie -

22 Dec, 2018 -

2 min read

Bank Accounts

All that Christmas shopping is causing financial stress

Australians have bought an average of 11 Christmas presents, at a total cost of $240, but many would have rather cut back, a survey has found.

Nick Bendel

Nick Bendel -

24 Dec, 2018 -

2 min read

Browse more Bank Accounts news

Car Insurance

Worst suburbs for shopping centre car park collisions: Are you insured for the holiday season?

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Alex Ritchie

Alex Ritchie -

20 Dec, 2023 -

3 min read

Browse more Car Insurance news

Savings Accounts

5 easy ways to save hundreds by Christmas

Here are a few ways you can inject some extra cash into your savings account this holiday season.

Alex Ritchie

Alex Ritchie -

25 Nov, 2019 -

3 min read

Savings Accounts

How to save $3,000 in 2018

Now that you��_ve blown your budget over Christmas, it��_s time to take saving seriously. We��_ve got six ways to help you save over $3,000 in 2018.

Nick Bendel

Nick Bendel -

01 Jan, 2018 -

3 min read

Savings Accounts

How to host the best NYE party at home

For many of us, New Year��_s Eve (NYE) means going out. But what if you don��_t feel like braving the crowds, or you have the post-Christmas cash blues?

Nick Bendel

Nick Bendel -

27 Dec, 2017 -

3 min read

Browse more Savings Accounts news

Personal Loans

Aussies rack up $18 billion of debt over Christmas

Debt is the last thing most Australians want to talk about, despite the country owing more than $18 billion in credit card and loan debt over Christmas alone.

Alison Cheung

Alison Cheung -

30 Jan, 2020 -

2 min read

Personal Loans

Engaged over Christmas? How to finance your dream wedding

The holidays are one of the most popular seasons for engagements, and if you’ve recently popped the question or said ‘yes’ to your loved one, you may be looking for information on how to pay for your dream wedding.

Alex Ritchie

Alex Ritchie -

28 Dec, 2021 -

4 min read

Personal Loans

Engaged over Christmas? Here’s how to actually afford a wedding

When it comes to paying for your wedding, not everyone has family who can help them out. Here are a few ways you can help keep costs down and pay for your wedding.

Alex Ritchie

Alex Ritchie -

29 Dec, 2019 -

4 min read

Browse more Personal Loans news

Superannuation

A warning to people accessing $10,000 of their super this Christmas

With just 10 days left for Australians to withdraw $10,000 in the Early Release Super Scheme, some families will be reassessing whether they need to access this cash over Christmas.

Liz Seatter

Liz Seatter -

21 Dec, 2020 -

4 min read

Browse more Superannuation news

Savings Accounts

Dreaming of a debt-free Christmas?

In the lead up to Christmas last year Australian credit card debt had climbed to more than $45 billion. One way of avoiding the Christmas debt trap is to set up a Christmas savings account fund.

Laine Gordon

Laine Gordon -

25 Nov, 2009 -

3 min read

Savings Accounts

Christmas accounts, The Scrooge of savings accounts?

How do Christmas savings accounts measure up to the best deals on the market? A range of specially designed Christmas savings accounts are available but they can be more like Scrooge than Santa Clause.

Laine Gordon

Laine Gordon -

18 Nov, 2009 -

3 min read

Savings Accounts

Christmas money saving tips

Christmas is the time of year when our hard-earned dollars can rapidly dwindle away, leaving us short of funds for presents, work parties and an array of social events. Without budgeting and saving, for what is usually the most expensive time of year, we can end up with credit card debt that we are still paying off in the New Year.

RateCity

RateCity -

09 Dec, 2008 -

2 min read

Browse more Savings Accounts articles

Bank Accounts

How much do people spend at Christmas?

How much do people spend at Christmas?

Nick Bendel

Nick Bendel -

05 Dec, 2017 -

3 min read

Browse more Bank Accounts articles

Credit Cards

Christmas credit card woes

As shopping centres and department stores start to shine with festive decorations, it might be time to consider what costs the most at Christmas time. So, what items are putting the most pressure on Australian credit cards at Christmas?

Laine Gordon

Laine Gordon -

12 Nov, 2008 -

3 min read

Credit Cards

Be careful with your credit card this Christmas

Be careful with your credit card this Christmas

Laine Gordon

Laine Gordon -

28 Nov, 2012 -

3 min read

Credit Cards

How to redeem Woolworths’ Everyday Rewards points

There are many ways for you to redeem points earned through the Woolworths rewards program. To use your points, you’ll need to unlock them as per the schedule shared in the program.

Vidhu Bajaj

Vidhu Bajaj -

07 Mar, 2023 -

4 min read

Browse more Credit Cards articles

Home Loans

Rate rises: how the banks could ruin Christmas

Rate rises: how the banks could ruin Christmas

Patricia Babalis -

12 Dec, 2016 -

5 min read

Home Loans

Save $1,000 by next Christmas by doing this one thing

If you're the kind of person who has trouble saving, avoid complicated budgets and the guilt and stress that comes from unexpected expenses by following this one simple savings tip today.

Alex Ritchie

Alex Ritchie -

15 Nov, 2017 -

3 min read

Home Loans

How the rate cut will impact you

Home owners and potential first home buyers got an early Christmas present yesterday when the Reserve Bank cut the official cash rate for the second consecutive month to 4.25 percent.

Laine Gordon

Laine Gordon -

06 Dec, 2011 -

3 min read

Browse more Home Loans articles

Term Deposits

Spend more, save now: Secrets to scoring big at Christmas

Spend more, save now Secrets to scoring big at Christmas

Laine Gordon

Laine Gordon -

07 Jul, 2010 -

3 min read

Browse more Term Deposits articles

Nonspecific

Christmas gift guide

RateCity ranks the best financial gifts for your family this Christmas.Top products that can save thousands of dollars!

RateCity

RateCity -

23 Dec, 2009 -

1 min read

Nonspecific

RateCity's Credit Card Buyers' Guide

RateCity shows the best credit cards for different types of Christmas shoppers. Australians spend the most money on credit cards during Christmas. Consumers should make use of the credit card deals.

RateCity

RateCity -

09 Dec, 2010 -

1 min read

Nonspecific

Aussies' $10.7m gift' to banks

Credit card users owe a massive $48.8 billion on their cards, with more than $34.2 billion accruing interest, latest Reserve Bank figures show. And RateCity estimates that plastic debts will balloon by 2 percent in January as the nation deals with Christmas spending hangovers.

Laine Gordon

Laine Gordon -

27 Nov, 2013 -

1 min read

Nonspecific

Credit card hikes in time for Christmas

3 out of 4 major banks increased rates in the past 3 weeks. Average credit card interest rate now 16.12%. Time to compare before your Christmas shop!

RateCity

RateCity -

02 Dec, 2009 -

1 min read

Nonspecific

RBA cuts rates has your lender

More than 80 percent of lenders yet to announce rate cuts. About 2.5 million Australians should expect lower repayments in time for Christmas.

RateCity

RateCity -

03 Nov, 2011 -

1 min read

Nonspecific

RateCity 2012 Christmas Shopping Survey

How many Australians will be relying on their credit cards to survive Christmas shopping? Are we feeling pressured to spend more than we can afford?

RateCity

RateCity -

16 Dec, 2012 -

1 min read

Nonspecific

Why February is the cruelest month for credit cards

Christmas and sales shopping, and travel spending bills come due in February. February is therefore the most expensive month for card holders. What you can do to avoid a credit card bill blow out!

RateCity

RateCity -

27 Feb, 2012 -

1 min read

Nonspecific

Christmas comes early for variable mortgage holders: RBA drops cash rate

Reserve Bank drops cash rate to 3% today. Average standard variable rate expected to hit 5.92% next month. Despite rate changes to filter through next month, spending boost for borrowers in time for Christmas.

RateCity

RateCity -

04 Dec, 2012 -

1 min read

Nonspecific

Many Aussies spend more than you think on Christmas

RateCity's inaugural Christmas Shopping Survey reveals Australians will spend $8.5 BILLION on presents. More than half of Aussies will be using credit cards to pay for gifts worth $4.3 BILLION. 11% plan to make minimum repayments: will still be paying off debt in 2015!

RateCity

RateCity -

16 Dec, 2012 -

1 min read

Nonspecific

Use your card to save on presents this Christmas

RateCity shows you credit card secrets to discounts and deals. Don’t be lured into promotions – watch your budget and look out for discounts not worth the interest

RateCity

RateCity -

21 Dec, 2010 -

1 min read

Nonspecific

Christmas rate reprieve off the table but cut likely in 2016

The Reserve Bank is tipped to pass up the last opportunity to cut the cash rate in 2015, when the board meets tomorrow, leaving rates steady at 2 per cent.

Laine Gordon

Laine Gordon -

20 Jan, 2016 -

2 min read