Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

The path to taking out a home loan can go a few different ways, with the most common being via a mortgage broker or directly through a bank. So, which option is better nowadays for your home loan application?

Alex Ritchie -

24 Jul, 2023 -

5 min read

Bank Accounts

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Alex Ritchie -

17 Aug, 2023 -

4 min read

Bank Accounts

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow -

29 Jun, 2023 -

4 min read

Credit Cards

A joint credit card is a type of credit card that is issued to two people. Both cardholders get equal access to all the card features and benefits, and are equally responsible for paying off the debt.

Vidhu Bajaj -

28 Apr, 2023 -

9 min read

Home Insurance

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

Alex Ritchie -

24 Nov, 2023 -

6 min read

Credit Cards

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

Eden Radford -

09 Apr, 2024 -

4 min read

Credit Cards

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Eden Radford -

11 Apr, 2024 -

3 min read

Credit Cards

CBA, Australia’s largest bank, has increased the interest rate on a range of credit cards by up to 1.25 percentage points.

Eden Radford -

01 Nov, 2023 -

5 min read

Home Loans

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Mark Bristow -

12 Mar, 2024 -

5 min read

Home Loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Eden Radford -

08 Apr, 2024 -

2 min read

Home Loans

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Eden Radford -

09 Apr, 2024 -

5 min read

Credit Score

While it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.

Eden Radford -

12 Apr, 2024 -

3 min read

Credit Score

In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.

Eden Radford -

15 Mar, 2024 -

2 min read

Car Loans

Records were made to be broken, at least when it comes to Australians buying cars. As car purchasing accelerates, it’s important for buyers to carefully consider their finance options before committing.

Mark Bristow -

13 Mar, 2024 -

3 min read

Personal Loans

Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.

Mark Bristow -

13 Mar, 2024 -

3 min read

Personal Loans

A fixed rate personal loan offers a sense of financial security, while a variable rate personal loan can take advantage of fluctuations in bank interest rates.

Peter Terlato -

06 Jun, 2023 -

3 min read

Personal Loans

A new year is a popular time to set new goals and commence new projects. But do you have the finance available to get your plans out of the concept stage and transform them into tangible reality? The right personal loan may be able to help, but it’s important to carefully compare your options first.

Mark Bristow -

16 Jan, 2024 -

3 min read

Home Insurance

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow -

08 Feb, 2024 -

3 min read

Savings Accounts

A new research report has evaluated the mobile banking apps of Australia’s top lenders, and revealed which of Australia's leading banks has the best mobile app. But what questions can you ask a bank to work out if its app will suit your needs?

Mark Bristow -

01 Nov, 2023 -

4 min read

Savings Accounts

Australia’s major banks’ savings rates are set to come under fire from tomorrow as they front the House of Representatives Standing Committee on Economics.

Eden Radford -

11 Jul, 2023 -

5 min read

Savings Accounts

At its June 2023 meeting, the Reserve Bank of Australia (RBA) board pushed the national cash rate up to 4.10%; the highest it’s been since April 2012. While these hikes are putting borrowers under increased pressure as their borrowing power shrinks, some savers may be able to benefit from rising savings rates that could make it easier to increase their wealth.

Mark Bristow -

13 Jun, 2023 -

4 min read

Bank Accounts

Australia’s banking industry is stepping up its war on scams and fraud, launching a new Scam-Safe Accord intended to put scammers out of business in Australia. 

Mark Bristow -

24 Nov, 2023 -

3 min read

Bank Accounts

The number of ATMs and bank branches has dropped by more than one in 10 in the last financial year, as banks and customers move their transactions online.

Eden Radford -

19 Oct, 2023 -

8 min read

Bank Accounts

Prime Minister Malcolm Turnbull has announced a royal commission into Australia��_s banking sector, following repeated calls for an inquiry into the scandal-prone sector from the finance community and beyond.

Mark Bristow -

30 Nov, 2017 -

3 min read

Term Deposits

Many Australians were taken by surprise when the Reserve Bank of Australia (RBA) chose to raise the national cash rate by 25 points to 3.85% in May 2023, following a pause the month before.

Mark Bristow -

12 May, 2023 -

3 min read

Term Deposits

With interest rates at or near their peak, this may be a strategic moment to consider stashing some of your savings in a term deposit.

Peter Terlato -

08 Aug, 2023 -

2 min read

Term Deposits

You may want to compare several term deposit accounts to discover those offering the most attractive rates and features that fit your savings goals.

Peter Terlato -

07 Jul, 2023 -

2 min read

Credit Cards

Find credit cards that offer Samsung Pay with RateCity. View all product details to find the account that suits your needs and allows you to make digital payments.

Peter Terlato -

04 May, 2023 -

5 min read

Home Loans

Compare home loans from Australia’s big four banks – ANZ, CommBank, NAB and Westpac – and see which rates, fees, features and benefits may be ideal for you.

Alex Ritchie -

07 Dec, 2016 -

7 min read