Home Loans

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Mark Bristow -

12 Mar, 2024 -

5 min read

Home Loans

The Reserve Bank of Australia has hiked the cash rate multiple times since May 2022, resulting in home loan rates rising across the country. Millions of Australian homeowners are likely asking themselves: when will interest rates fall again?

Eden Radford -

02 Mar, 2024 -

6 min read

Home Loans

The latest monthly CPI indicator released today is further evidence the RBA will keep the cash rate on hold at 4.35 per cent, but borrowers are encouraged to break the holding pattern themselves.

Eden Radford -

28 Feb, 2024 -

3 min read

Bank Accounts

Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.

Eden Radford -

25 Mar, 2024 -

4 min read

Savings Accounts

How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.

Mark Bristow -

10 Apr, 2024 -

3 min read

Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Savings Accounts

Australia’s inflation may be falling faster than previously predicted, which could make it easier for savers to grow their wealth. However, it’s important to consider more than just interest rates when comparing savings account options.

Mark Bristow -

07 Feb, 2024 -

3 min read

Term Deposits

Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.

Mark Bristow -

15 Mar, 2024 -

4 min read

Term Deposits

Has your term deposit been effectively losing you money in the past? With Australia’s inflation falling faster than expected, it may be getting easier to find term deposits that can keep your money from going backwards. But it’s important to compare the available options and choose a term deposit that will suit your needs and help you reach your savings goals.

Mark Bristow -

12 Feb, 2024 -

3 min read

Term Deposits

If you’re trying to pick the peak of the market to lock in a higher rate on your term deposit, now may be the time to consider doing so.

Alex Ritchie -

05 Sep, 2023 -

4 min read

Personal Loans

If you're able to acquire a plot of land at a reasonable price, it has the potential to speed up your access to capital growth opportunities and offer flexibility for future development.

Peter Terlato -

10 Nov, 2023 -

3 min read

Personal Loans

New lending indicators from the Australian Bureau of Statistics (ABS) found that in October 2023, the number of new fixed term personal loans rose by 2.1% compared to the month before, to $2.5 billion.

Mark Bristow -

05 Dec, 2023 -

2 min read

Home Insurance

A report released by the Climate Council has revealed that nationwide, approximately 520,940 properties – or one in every 25 – will be effectively uninsurable by 2030.

Georgia Brown -

28 Nov, 2023 -

3 min read

Home Insurance

Australians are resilient but the inflating cost of insurance premiums, as a result of extreme weather, will test our resolve over the course of the next few decades. Consider other economic factors, such as rising interest rates plus inflation, and the forecast is quite bleak. Discover what you can do to combat the doom and gloom.

Peter Terlato -

21 Nov, 2023 -

4 min read

Investment Funds

Diversified investors can expect solid returns this financial year, but not as high as in 2017-18, according to a prominent economist. AMP Capital chief economist Shane Oliver forecast that diversified funds would earn a yield of about 6 per cent in 2018-19.

Nick Bendel -

07 Jul, 2018 -

2 min read

Investment Funds

Ten years ago on this day, Lehman Brothers collapsed and triggered the Global Financial Crisis. What can investors learn from this historic event?

Nick Bendel -

15 Sep, 2018 -

3 min read

Investment Funds

The coming year is likely to be favourable for investors, but more volatile than 2017, according to AMP Capital chief economist Shane Oliver.

Nick Bendel -

31 Dec, 2017 -

2 min read

Car Loans

Australians are less confident about their finances now than they were at the beginning of 2017, according to Roy Morgan Research.

Alex Ritchie -

18 Jul, 2017 -

2 min read

Car Loans

Car buyers may be seeing some improvement in supply. If you’re one of the many Australians purchasing a vehicle this year, consider comparing one of the top-rated car loans from RateCity. 

Alex Ritchie -

05 Jun, 2023 -

3 min read

Cryptocurrency

As the 21st century marches on, new generations are placing greater value on digitised products and economies, including artwork. Examples of cryptoart include .jpeg files, internet memes, GIFs, 3D virtual renderings, video clips and music.

Peter Terlato -

02 Aug, 2022 -

5 min read

Car Loans

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

Economists at the Australian National University say motorists would benefit from a higher tax on petrol.

Laine Gordon -

07 Mar, 2013 -

4 min read

Home Loans

Negative gearing allows investors to claim any losses they incur on an investment property against their personal tax income and is often accused of driving up the price of property by encouraging investors to enter the market. Some economists have called for it to be abolished, and many blame it for Australia’s housing unaffordability.

Mark Bristow -

22 Sep, 2023 -

6 min read

Home Loans

What is a property actually worth? The answer may depend on if you were to ask a real estate agent or a valuer working for a mortgage lender.

Mark Bristow -

17 Oct, 2023 -

6 min read

Home Loans

The official cash rate tends to influence financial products which could see you paying more, or less, on your loans. But what is it, why does it fluctuate and how could it affect you?

Alex Ritchie -

02 Aug, 2023 -

6 min read

Savings Accounts

How to make money from the sharing economy

Nick Bendel -

22 May, 2017 -

3 min read

Home Loans

Find Home loans in Darwin at RateCity and compare over 6655 home loans. View all product details, interest rates and fees to find the home loan that suits your needs at RateCity

Mark Bristow -

18 Oct, 2016 -

3 min read

Home Loans

Find home loans in Western Australia and compare loans with rates from 5.48%. View product details, interest rates and fees to find the home loan to suit your needs at RateCity

Mark Bristow -

19 Oct, 2016 -

3 min read