Credit Score

Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.

Mark Bristow -

28 Feb, 2024 -

4 min read

Credit Score

In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.

Eden Radford -

15 Mar, 2024 -

2 min read

Credit Score

With increased awareness of the threat of cyberattacks, it’s easy to feel concerned about the safety of your personal information. Criminals with access to your details could steal your identity, fraudulently run up debts in your name, and ruin your credit score, making accessing money and credit in the future much harder.

Mark Bristow -

21 Oct, 2023 -

5 min read

Credit Cards

Fraud on payment cards is returning to pre-pandemic levels, with authorities and police warning Australians to be vigilant against scammers over the Christmas and New Year holidays.

Mark Bristow -

22 Dec, 2023 -

3 min read

Credit Cards

While thieves did rip off more Australians and their cards, new research shows they are now stealing far less.

Laine Gordon -

07 Jun, 2013 -

3 min read

Credit Cards

The spread of the NBN is producing a dark side – the spread of NBN scams. Reported losses from NBN scams in 2019 are already higher than all of last year.

Nick Bendel -

17 Jun, 2019 -

3 min read

Bank Accounts

Australia’s banking industry is stepping up its war on scams and fraud, launching a new Scam-Safe Accord intended to put scammers out of business in Australia. 

Mark Bristow -

24 Nov, 2023 -

3 min read

Bank Accounts

It’s too early for tax time, but criminals aren’t going to let that stop them, as scammers take to SMS to convince you they’re from the tax office.

Nick Bendel -

10 Feb, 2019 -

2 min read

Bank Accounts

Almost one third of Australians have been hit by a financial scam, new RateCity research shows. Scams included credit card hacks, identity theft and people who had been tricked into handing over money.

Laine Gordon -

22 Apr, 2021 -

4 min read

Superannuation

Some of the money lost from dipping into superannuation early as a response to COVID-19 will be offset by higher pension payments, research by a non-partisan think tank suggests.

Tony Ibrahim -

11 Aug, 2020 -

4 min read

Superannuation

The Australian Taxation Office is cracking down on workers who have made fraudulent applications to dip into their superannuation.

Alison Cheung -

27 Jun, 2020 -

3 min read

Superannuation

People who successfully apply for early access to their superannuation will ��_receive funds sooner��_, under a change made by the federal government. From 1 July, the Australian Taxation Office (ATO) will oversee the early release of superannuation benefits on compassionate grounds.

Nick Bendel -

13 Jun, 2018 -

2 min read

Home Loans

Mr Najam Shah has been sentenced to five-years��_ jail after pleading guilty to one charge of conspiring to defraud financial institutions in Australia's biggest ever home loan scam.

Alex Ritchie -

10 Oct, 2017 -

2 min read

Home Loans

If you’ve ever stretched the truth on a loan application in order to look better for a bank, your chances of loan approval may be shrinking, thanks to a tool used to detect “liar loans” from a new startup.

Mark Bristow -

22 Feb, 2022 -

2 min read

Investment Funds

Australia’s financial services regulator has warned people to avoid “scammers” connected to Luxembourg Offshore Banking, also known as LUXOSB Limited.

Nick Bendel -

30 Dec, 2018 -

2 min read

Savings Accounts

The Australian Taxation Office has warned people to be careful about sharing their personal details, with scammers likely to be active during tax season.

Nick Bendel -

05 Jun, 2017 -

2 min read

Savings Accounts

The head of the Australian Taxation Office has warned consumers that unjustified deductions are ��_well and truly in our sights��_.

Nick Bendel -

06 Jul, 2017 -

2 min read

Cryptocurrency

Intense volatility, reluctant real-world adoption and more has pushed consumer advocates to petition the newly-elected federal government to assess and identify ways to regulate cryptocurrency markets.

Peter Terlato -

21 Jul, 2022 -

4 min read

Credit Score

The frequency at which your credit score changes will depend on how often a bank, lender or service provider offers this information to credit bureaus, and how often a credit bureau assesses your individual credit history and payment behaviour. 

Eden Radford -

30 Jan, 2024 -

4 min read

Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.

Jodie Humphries -

23 Oct, 2023 -

4 min read

Credit Cards

While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.

Alex Ritchie -

23 May, 2023 -

6 min read

Credit Cards

Fraudsters target victims using social media

Laine Gordon -

21 Nov, 2012 -

4 min read

Credit Cards

Online shopping just got easier for fraudsters

Laine Gordon -

02 Aug, 2012 -

4 min read

Car Insurance

Most who claim from their insurance have a genuine reason to do so. However, there are a few who attempt to pull a swift one on their provider.

Laine Gordon -

27 Sep, 2012 -

4 min read

Car Insurance

Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.

Alex Ritchie -

23 Nov, 2023 -

4 min read

Car Insurance

Put simply, yes you can be added to your parent’s car insurance policy. However, how you use the vehicle and your age can affect the premium you may pay significantly.

Alex Ritchie -

30 Oct, 2023 -

5 min read

Bank Accounts

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Alex Ritchie -

17 Aug, 2023 -

4 min read

Bank Accounts

Can you withdraw cash from an ATM when you don’t have your debit card? It's possible if your account has a cardless cash facility.

Jodie Humphries -

18 Oct, 2022 -

4 min read

Bank Accounts

You may have heard stories of Centrelink accessing people’s bank accounts to check on them if fraud is suspected, but is this something it can actually do? 

Alex Ritchie -

16 Nov, 2022 -

3 min read

Home Loans

Dodgy deals, misleading ads, and fake companies are just some of the landmines in the home loans market. To keep yourself safe from stress and scandals, here are some common symptoms of bad lending for the savvy borrower.

Laine Gordon -

07 Sep, 2011 -

3 min read

Personal Loans

The simple fact is that no, in Australia you generally cannot apply for a personal loan on behalf of someone else. However, there are alternative options you could consider. 

Alex Ritchie -

14 Sep, 2023 -

4 min read

Home Insurance

Making an insurance claim is not something done lightly, so what can Australians who have recently lodged an insurance claim do if they're waiting too long to hear from the insurer, or the claim is rejected?

Alex Ritchie -

24 Oct, 2023 -

5 min read

Bank Accounts

Find Google Pay Bank Accounts with RateCity. View all product details, interest rates and fees to find the Bank Accounts that suits your needs at RateCity

Mark Bristow -

02 May, 2018 -

3 min read