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Home Loans
How to apply for a home loanGetting your first home loan doesn’t have to be as intimidating as it sounds. With just a little preparation, you can confidently calculate how much you can afford to borrow, what support you may be able to get, and how to make an application that’s more likely to be approved by the bank.
Mark Bristow -
29 Feb, 2024 -
11 min read
Home Loans
What is Lender's Mortgage Insurance?Lenders Mortgage Insurance (LMI) is an insurance policy that protects your lender if you default on your mortgage. The cost of LMI can be significant, and may affect your home loan budget when buying a property or refinancing a mortgage.
Mark Bristow -
18 Mar, 2024 -
4 min read
Home Loans
Big banks vs small banks for mortgagesChoosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?
Alex Ritchie -
05 Mar, 2024 -
6 min read
Home Loans
The lowest advertised rates for your deposit sizeWe’ve pulled the lowest home loan rates per deposit size from over 100 home loan products on the RateCity database.
Eden Radford -
26 Feb, 2024 -
3 min read
Home Loans
Refinancing and new lending continues to slideThe home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.
Eden Radford -
07 Mar, 2024 -
4 min read
Home Loans
Unloan now available to new home loansUnloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.
Eden Radford -
08 Apr, 2024 -
2 min read
Credit Score
Who can access my credit report?In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.
Eden Radford -
15 Mar, 2024 -
2 min read
Credit Cards
Wisr's Joanne Edwards on tips to manage your debtNavigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.
Eden Radford -
24 Apr, 2024 -
6 min read
Home Loans
Home loans smart searchStart your search for a home loan by answering a few questions to help compare and filter results generated based on your answers.
mark.zhou -
15 Apr, 2024 -
0 min read