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Home Loans

A tale of two cities: offset balances hit a new record high as arrears climb

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Eden Radford

Eden Radford -

13 Mar, 2024 -

5 min read

Home Loans

Some of the top-rated home loans in April 2024

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Mark Bristow

Mark Bristow -

10 Apr, 2024 -

3 min read

Home Loans

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Eden Radford

Eden Radford -

09 Apr, 2024 -

5 min read

Browse more Home Loans news

Savings Accounts

Growing your wealth: should you invest or save?

Whether you're striving to expand your wealth or expedite your savings for future endeavours, there are various avenues to make your money work for you. Two common methods are investing in shares or stashing your funds in a savings account or term deposit. However, determining the best approach is not always straightforward.

Paul Marshall

Paul Marshall -

15 Nov, 2023 -

9 min read

Browse more Savings Accounts news

Home loans

Home Insurance

What types of home insurance are there?

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Does home insurance provide coverage for malicious damage?

Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.

Vidhu Bajaj

Vidhu Bajaj -

04 Oct, 2023 -

8 min read

Browse more Home Insurance articles

Home Loans

Is negative gearing to blame for house unaffordability?

Negative gearing allows investors to claim any losses they incur on an investment property against their personal tax income and is often accused of driving up the price of property by encouraging investors to enter the market. Some economists have called for it to be abolished, and many blame it for Australia’s housing unaffordability.

Mark Bristow

Mark Bristow -

22 Sep, 2023 -

6 min read

Home Loans

What is negative gearing?

Negative gearing refers to when investors can claim a tax deduction when their investments make a loss. While negative gearing offers several potential benefits, there are also risks involved.

Vidhu Bajaj

Vidhu Bajaj -

24 May, 2023 -

6 min read

Home Loans

Can foreigners buy property in Australia? Everything you need to know

Yes, foreign residents can buy property in Australia. However, there are generally more hoops to jump through than if you were a citizen or permanent resident looking to buy.

Alex Ritchie

Alex Ritchie -

19 Dec, 2023 -

5 min read

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Term Deposits

Investors take note: term deposits are the new black

Investors take note term deposits are the new black

Laine Gordon

Laine Gordon -

09 Jul, 2010 -

3 min read

Term Deposits

Long-term investors, get more for your bang

According to data from RateCity, more people have been opening savings accounts than term deposits in July. The data showed that while the number of applications for term deposits for July has increased by 44 percent since June, there were 19 percent more people applying for savings accounts than term deposits.

Laine Gordon

Laine Gordon -

25 Aug, 2010 -

3 min read

Browse more Term Deposits articles

Home Loans

Best investor variable home loans

Best investor variable home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best 2 year interest only investor home loans

Best 2 year interest only investor home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best 4 year interest only investor home loans

Best 4 year interest only investor home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best investor 3-year fixed interest only loans

Best investor 3-year fixed interest only loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best investor 5-year fixed interest only loans

Best investor 5-year fixed interest only loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

P&N Bank & Investor Loan | Ratecity

Compare P&N Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Yard Yard Investor Loan | Ratecity

Compare Yard and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Yard PAYG Investor Loan | Ratecity

Compare Yard and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

The Mac Fixed Investor Loan | Ratecity

Compare The Mac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Solar Investor Home Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Construction Investor 80% | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Investor Fixed (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Variable Investor Home Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Construction Investor Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Straight Up Investor (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

RACQ Bank Fixed Rate Home Loan - Investor (QLD only) | Ratecity

Compare RACQ Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 80 P&I (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 80 I/O (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 90 P&I (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 90 I/O (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Investor Fixed (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Australian Unity Wealth Builder Investor Loan | Ratecity

Compare Australian Unity and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Reduce Home Loans Investor Rate Slasher Special | Ratecity

Compare Reduce Home Loans and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Australian Unity Wealth Builder Investor Package | Ratecity

Compare Australian Unity and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

RACQ Bank Mortgage Breaker Investor Special (QLD only) | Ratecity

Compare RACQ Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Nonspecific

Property investors hit the market

Property investment hits highest value since Pre-GFC: ABS. More investors shopping for a loan at RateCity.com.au. Property investors urged to compare investment loans

RateCity

RateCity -

02 May, 2013 -

1 min read

Home Loans

Athena Power Up Investor - Celebrate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor - Evaporate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor - Liberate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Great Southern Bank Basic Variable Investor Interest Only | Ratecity

Compare Great Southern Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Reduce Home Loans Investor Capitalizer Full Doc Variable | Ratecity

Compare Reduce Home Loans and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Best investor variable home loans

Best investor variable home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best 2 year interest only investor home loans

Best 2 year interest only investor home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best 4 year interest only investor home loans

Best 4 year interest only investor home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best investor 3-year fixed interest only loans

Best investor 3-year fixed interest only loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best investor 5-year fixed interest only loans

Best investor 5-year fixed interest only loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

P&N Bank & Investor Loan | Ratecity

Compare P&N Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Yard Yard Investor Loan | Ratecity

Compare Yard and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Yard PAYG Investor Loan | Ratecity

Compare Yard and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

The Mac Fixed Investor Loan | Ratecity

Compare The Mac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Solar Investor Home Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Construction Investor 80% | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Investor Fixed (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Variable Investor Home Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Construction Investor Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Straight Up Investor (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

RACQ Bank Fixed Rate Home Loan - Investor (QLD only) | Ratecity

Compare RACQ Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 80 P&I (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 80 I/O (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 90 P&I (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 90 I/O (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Investor Fixed (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Australian Unity Wealth Builder Investor Loan | Ratecity

Compare Australian Unity and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Reduce Home Loans Investor Rate Slasher Special | Ratecity

Compare Reduce Home Loans and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Australian Unity Wealth Builder Investor Package | Ratecity

Compare Australian Unity and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

RACQ Bank Mortgage Breaker Investor Special (QLD only) | Ratecity

Compare RACQ Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Nonspecific

Property investors hit the market

Property investment hits highest value since Pre-GFC: ABS. More investors shopping for a loan at RateCity.com.au. Property investors urged to compare investment loans

RateCity

RateCity -

02 May, 2013 -

1 min read

Home Loans

Athena Power Up Investor - Celebrate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor - Evaporate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor - Liberate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Great Southern Bank Basic Variable Investor Interest Only | Ratecity

Compare Great Southern Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Reduce Home Loans Investor Capitalizer Full Doc Variable | Ratecity

Compare Reduce Home Loans and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Best investor variable home loans

Best investor variable home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best 2 year interest only investor home loans

Best 2 year interest only investor home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best 4 year interest only investor home loans

Best 4 year interest only investor home loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best investor 3-year fixed interest only loans

Best investor 3-year fixed interest only loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

Best investor 5-year fixed interest only loans

Best investor 5-year fixed interest only loans

RateCity

RateCity -

01 Jun, 2023 -

0 min read

Home Loans

P&N Bank & Investor Loan | Ratecity

Compare P&N Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Yard Yard Investor Loan | Ratecity

Compare Yard and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Yard PAYG Investor Loan | Ratecity

Compare Yard and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

The Mac Fixed Investor Loan | Ratecity

Compare The Mac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Solar Investor Home Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Construction Investor 80% | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Investor Fixed (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Variable Investor Home Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

loans.com.au Construction Investor Loan | Ratecity

Compare loans.com.au and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Straight Up Investor (Interest Only) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

RACQ Bank Fixed Rate Home Loan - Investor (QLD only) | Ratecity

Compare RACQ Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 80 P&I (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 80 I/O (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 90 P&I (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac Investor Offset 90 I/O (Broker Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Investor Fixed (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Australian Unity Wealth Builder Investor Loan | Ratecity

Compare Australian Unity and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Reduce Home Loans Investor Rate Slasher Special | Ratecity

Compare Reduce Home Loans and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Australian Unity Wealth Builder Investor Package | Ratecity

Compare Australian Unity and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

RACQ Bank Mortgage Breaker Investor Special (QLD only) | Ratecity

Compare RACQ Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Nonspecific

Property investors hit the market

Property investment hits highest value since Pre-GFC: ABS. More investors shopping for a loan at RateCity.com.au. Property investors urged to compare investment loans

RateCity

RateCity -

02 May, 2013 -

1 min read

Home Loans

Athena Power Up Investor - Celebrate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor - Evaporate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Athena Power Up Investor - Liberate (Principal and Interest) | Ratecity

Compare Athena and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Great Southern Bank Basic Variable Investor Interest Only | Ratecity

Compare Great Southern Bank and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Reduce Home Loans Investor Capitalizer Full Doc Variable | Ratecity

Compare Reduce Home Loans and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read