Credit Score

While it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.

Eden Radford -

12 Apr, 2024 -

3 min read

Credit Score

Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.

Mark Bristow -

28 Feb, 2024 -

4 min read

Credit Cards

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Eden Radford -

11 Apr, 2024 -

3 min read

Credit Cards

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford -

07 Mar, 2024 -

4 min read

Credit Cards

The increase in credit card accounts may make for easy spending or cashing in for first class travel, but many of those who get credit cards are possibly turning to a finance solution that they don’t fully understand – or may get them into trouble.

Eden Radford -

22 Jan, 2024 -

5 min read

Bank Accounts

The Australian Taxation Office has used new analytics and data-matching technology to increase the speed and accuracy of its tax assessment process.

Nick Bendel -

09 Sep, 2018 -

2 min read

Bank Accounts

ANZ has released a warning to watch out for deception this Valentine��_s Day, as Australians are losing millions of dollars to romance scams, with men and Aussies over 55 most likely to be the targets.

Alex Ritchie -

12 Feb, 2018 -

3 min read

Superannuation

One of the biggest decisions Australians must make with their superannuation is whether to invest their retirement savings through a for-profit or a not-for-profit fund.

Nick Bendel -

28 Sep, 2019 -

2 min read

Superannuation

There is $16 billion in lost and unclaimed superannuation savings, which paints a shocking picture of how a common mistake can eat away at your retirement balance.

Alex Ritchie -

27 Feb, 2023 -

4 min read

Superannuation

If you’re looking to dip into your super for financial support, here are some handy tips that you’ll want to know before you begin your application.

Alex Ritchie -

18 Jul, 2020 -

5 min read

Home Loans

Now is the perfect time for home loan borrowers to think about refinancing their mortgage.

Nick Bendel -

20 Nov, 2019 -

4 min read

Home Loans

New research from RAMS reveals more women are applying for a home loan on their own.

Laine Gordon -

12 Jun, 2011 -

2 min read

Home Loans

The Reserve Bank of Australia has warned that first homebuyers who purchased in 2009 with the assistance of increased government grants may be the hardest hit by the impending interest rate rise.

Laine Gordon -

11 Jun, 2011 -

2 min read

Savings Accounts

The head of the Australian Taxation Office has warned consumers that unjustified deductions are ��_well and truly in our sights��_.

Nick Bendel -

06 Jul, 2017 -

2 min read

Personal Loans

Both National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA) have announced that they will participate in Comprehensive Credit Reporting (CCR) in 2018, allowing more Australians the opportunity to improve their credit ratings by exercising positive borrowing habits.

Mark Bristow -

10 Oct, 2017 -

2 min read

Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

Your credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.

Mark Bristow -

30 Jul, 2023 -

3 min read

Credit Score

Any incorrectly listed information, like a payment default, on your credit report can pull down your credit score. Here’s how you can stay on top of your credit by regularly checking your credit report.

Jodie Humphries -

06 Jul, 2022 -

5 min read

Home Insurance

It’s important to determine the exact amount you’ll need to be insured for to cover potential losses. Understanding the nuances of home insurance can help ensure your property and possessions are adequately protected without overpaying. 

Mark Bristow -

19 Feb, 2024 -

6 min read

bnpl

PayPal Pay in 4 is a buy now, pay later (BNPL) service available to PayPal users for breaking down their shopping into smaller, interest-free instalments payable over six weeks. Unlike other BNPL services like Afterpay, Pay in 4 doesn't charge any late fees to users on missing a repayment, but it can report the default to credit bureaus.

Vidhu Bajaj -

04 Jul, 2023 -

6 min read

Car Insurance

Common money mistakes and how to avoid them

Laine Gordon -

12 Aug, 2011 -

3 min read

Car Insurance

Paying for car insurance can be a costly ongoing expense. However, meeting these monthly payments may mean very little if you’re making mistakes that can void the insurance. It’s important to know the different factors that may result in claim rejection.

Jodie Humphries -

06 Feb, 2023 -

4 min read

Car Insurance

Car Insurers, Excesses, Driving, Compare Car Insurers, Comprehensive Car Insurance, Comparison, Discounts, RateCity,

RateCity -

03 Mar, 2011 -

2 min read

Bank Accounts

When it comes to money, mistakes hurt. Whether it's losing a whole chunk of hard earned cash on a bad investment, or the little daily money mishaps that people make, it all adds ups.

Bank Accounts

Whether you��_ve never checked your credit score, or you know it��_s fallen and you��_re too nervous to look, it��_s crucial that you shake off these fears and bite the bullet.

Alex Ritchie -

21 Mar, 2018 -

5 min read

Bank Accounts

Banking families: who belongs with who?

Home Loans

Buying a home is arguably the biggest purchase you’ll ever make. It pays to do your research beforehand so you can make well-informed choices you’re confident in, and don’t find yourself regretting any decisions down the track.

Jodie Humphries -

14 Feb, 2023 -

4 min read

Home Loans

Less volatile than the stock market and more rewarding than buying bonds, property has proved a relatively secure investment strategy over recent decades in Australia.

Laine Gordon -

18 Feb, 2013 -

3 min read

Home Loans

Low interest rates and strong rental yields have provided the impetus for many Australians to try their hand at property investing.

Laine Gordon -

16 Jun, 2013 -

3 min read

Credit Cards

Credit cards are a good servant but a cruel master. If your cards are doing you more harm than good, you're probably making one or more key mistakes.

Nick Bendel -

25 Oct, 2017 -

4 min read

Credit Cards

Applying for a home loan, credit card or mobile phone card? Whatever type of loan or credit you apply for, the decision to approve or reject your application will come down to your credit report.

Nick Bendel -

04 Jul, 2018 -

4 min read

Credit Cards

Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.

Alex Ritchie -

04 Aug, 2023 -

4 min read

Car Loans

We all love our cars, and can talk endlessly about speed, torque and engines, but unfortunately many of us struggle to understand car loans.

Nick Bendel -

04 Oct, 2017 -

4 min read

Superannuation

You can create a super proceeds trust through your will to ensure that your nominated beneficiaries receive your super death benefits without owing tax.

Vidhu Bajaj -

23 Jan, 2023 -

4 min read

Personal Loans

A personal loan is a great way to fulfil your short-term financial goals. But this comes at high-interest rates, and there is little scope for mistakes. What happens if you’re forced into a situation where you miss your payment?

Jodie Humphries -

10 Dec, 2020 -

5 min read

Personal Loans

If you want to learn how to improve your credit score, you��_ve come to the right place. We��_ve got nine great tips that can help you boost your standing in the eyes of banks and other credit providers.

Nick Bendel -

03 Jul, 2018 -

7 min read

Term Deposits

So you have some savings piling up and you’re considering getting a bank term deposit, then you’ve come to the right place. That’s because at RateCity, we’ve collected hundreds of term deposit accounts by many financial institutions across Australia

RateCity -

19 Apr, 2011 -

2 min read

Term Deposits

If you want a greater degree of investment certainty, then putting your savings into high interest term deposits may be an option worth considering.

RateCity -

30 Mar, 2012 -

2 min read

Term Deposits

At RateCity we’ve done all the hard work by compiling options so you can make an Australian term deposit comparison with a just a few clicks of the mouse.

RateCity -

19 Apr, 2011 -

2 min read

Savings Accounts

The money advice Richard Branson swears by

Alex Ritchie -

28 Sep, 2017 -

4 min read

Savings Accounts

If I could turn back time: Money advice for your 20 year old

Savings Accounts

Teaching your children about money can be a challenging part of parenting, but one of the more convenient ways to do so is through a kids savings account.

Alex Ritchie -

30 Jul, 2020 -

4 min read