Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Eden Radford -

25 Mar, 2024 -

3 min read

Home Loans

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Eden Radford -

09 Apr, 2024 -

5 min read

Home Loans

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Eden Radford -

07 Mar, 2024 -

4 min read

Credit Score

Banks and lenders use your credit scores when deciding whether or not to approve your loan application. Learning your credit score may be the simplest way to identify fraudulent activity and may also encourage you to improve your rating in order to become a more viable candidate for financing.

Peter Terlato -

13 Oct, 2023 -

3 min read

Credit Cards

Looking to maximise your frequent flyer points? There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month.  

Alex Ritchie -

11 Jul, 2023 -

5 min read

Credit Cards

There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month. These sign-up bonuses may be enough to cover the cost of flights around Australia, as well as Hawaii or Europe. 

Alex Ritchie -

13 Jun, 2023 -

5 min read

Personal Loans

A new year is a popular time to set new goals and commence new projects. But do you have the finance available to get your plans out of the concept stage and transform them into tangible reality? The right personal loan may be able to help, but it’s important to carefully compare your options first.

Mark Bristow -

16 Jan, 2024 -

3 min read

Home Loans

Getting your first home loan doesn’t have to be as intimidating as it sounds. With just a little preparation, you can confidently calculate how much you can afford to borrow, what support you may be able to get, and how to make an application that’s more likely to be approved by the bank.

Mark Bristow -

29 Feb, 2024 -

11 min read

Home Loans

Many home buyers are unaware that your application can still be denied even after gaining pre-approval. Not only that, but pre-approval can expire. Let's explore why your application may have been denied.

Alex Ritchie -

22 Aug, 2023 -

4 min read

Home Loans

You can make an offer to purchase a property by private treaty without having pre-approval from a mortgage lender. However, nothing is final until the contracts are exchanged and signed, so you could miss out on your dream property if you can’t get your home loan organised fast enough.

Mark Bristow -

11 Aug, 2023 -

5 min read

Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Credit Score

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

Alex Ritchie -

19 Jan, 2024 -

4 min read

Credit Score

Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.

Alex Ritchie -

03 Jul, 2023 -

4 min read

Home Insurance

Purchasing a new home is exciting, but can also be a busy time. One of the most important things you’ll need to do after purchasing a property is to organise insurance.

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Mark Bristow -

20 Feb, 2024 -

3 min read

Home Insurance

A home insurance policy gives you the peace of mind, but there are certain situations when you may want to cancel your existing policy. You typically may be able to cancel your home insurance policy at any time without having to wait for your renewal notice. 

Alex Ritchie -

13 Sep, 2023 -

4 min read

Car Loans

Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.

Vidhu Bajaj -

28 Sep, 2023 -

7 min read

Car Loans

Applying for a car loan can sometimes be more overwhelming than buying the car itself, with all the research and paperwork involved. And even once you’re ready to apply for a car loan, there’s no guarantee that your application for car finance will be approved.

Mark Bristow -

13 Sep, 2023 -

8 min read

Credit Cards

A new banking app to be launched by NAB at the end of the year will allow customers to start using their credit cards the minute they are approved.

Credit Cards

Whether you’re struggling financially, or just running a fiscal health check in preparation for the new financial year, you may be considering whether your credit card is still the best tool to make payments, or if you should switch to other methods, such as Buy Now Pay Later (BNPL) services like Afterpay.

Alex Ritchie -

30 May, 2023 -

8 min read

Credit Cards

It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.

Alex Ritchie -

12 Jul, 2023 -

5 min read

Superannuation

It is possible to use the money in your superannuation fund to help cover the cost of your mortgage in certain circumstances, such as if you’re retiring or are in financial hardship. However, accessing your super fund early can make a big difference to your retirement lifestyle. 

Mark Bristow -

21 Jul, 2023 -

4 min read

Car Insurance

Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.

Alex Ritchie -

23 Nov, 2023 -

4 min read

Car Insurance

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

Alex Ritchie -

14 Aug, 2023 -

4 min read