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Home Insurance

First-time renters: Your essential guide to leasing your first property

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow

Mark Bristow -

12 Feb, 2024 -

5 min read

Home Insurance

What types of home insurance are there?

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Unoccupied home insurance: Your essential guide

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Mark Bristow

Mark Bristow -

09 Feb, 2024 -

4 min read

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Home Loans

Big banks vs small banks for mortgages

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

What is Lender's Mortgage Insurance?

Lenders Mortgage Insurance (LMI) is an insurance policy that protects your lender if you default on your mortgage. The cost of LMI can be significant, and may affect your home loan budget when buying a property or refinancing a mortgage.

Mark Bristow

Mark Bristow -

18 Mar, 2024 -

4 min read

Home Loans

House Appraisal vs Market Value: how much is your home worth?

What is a property actually worth? The answer may depend on if you were to ask a real estate agent or a valuer working for a mortgage lender.

Mark Bristow

Mark Bristow -

17 Oct, 2023 -

6 min read

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Credit Score

How good debts and bad debts can affect your credit score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow

Mark Bristow -

16 Feb, 2024 -

4 min read

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Car Insurance

What is the difference between comprehensive and third-party car insurance?

When looking for car insurance, the two main factors you may consider are how much coverage you want, and how much different coverage options may cost. Compulsory third-party insurance (CTP) is a legal requirement when registering your car, but any cover beyond that is optional. This means you may only buy the cover you can afford, rather than the cover you need.

Mark Bristow

Mark Bristow -

29 Aug, 2023 -

4 min read

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Personal Loans

Can I take out a personal loan after getting a home loan?

After successfully securing a home loan and purchasing a property, it’s not uncommon for mortgage holders to be strapped for cash. You might consider taking out a personal loan to help pay for renovations costs, buy new furniture, or simply to cover necessary everyday expenses.

Peter Terlato

Peter Terlato -

20 Jun, 2023 -

4 min read

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Home Loans

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Eden Radford

Eden Radford -

25 Mar, 2024 -

3 min read

Home Loans

A tale of two cities: offset balances hit a new record high as arrears climb

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Eden Radford

Eden Radford -

13 Mar, 2024 -

5 min read

Home Loans

Cashback deals to compare as rates are kept on hold in February 2024

Many mortgage lenders have been gradually pulling their cashbacks from the market due to increasing refinancing activity and more intensive competition. But there are still cashback deals available for refinancers and first home buyers to compare, as well as other competitive incentives. 

Mark Bristow

Mark Bristow -

14 Feb, 2024 -

4 min read

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Home Insurance

One in 25 Australian homes could be uninsurable by 2030: Is yours at risk?

A report released by the Climate Council has revealed that nationwide, approximately 520,940 properties – or one in every 25 – will be effectively uninsurable by 2030.

Georgia Brown

Georgia Brown -

28 Nov, 2023 -

3 min read

Home Insurance

How natural disasters hurt us all financially - what to do before one hits

Floods, bushfires, torrential storms. These are just some of the natural disasters that can sweep communities across Australia and cause catastrophic damage. While these events visibly impact people, properties, and the environment, finances can also take a major hit.

Paul Marshall

Paul Marshall -

25 Sep, 2023 -

8 min read

Home Insurance

Extreme weather insurance costs set to triple by 2050: are you prepared?

Australians are resilient but the inflating cost of insurance premiums, as a result of extreme weather, will test our resolve over the course of the next few decades. Consider other economic factors, such as rising interest rates plus inflation, and the forecast is quite bleak. Discover what you can do to combat the doom and gloom.

Peter Terlato

Peter Terlato -

21 Nov, 2023 -

4 min read

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Nonspecific

RateCity Awards Licence Terms and Conditions

RateCity awards licence terms and conditions

Mahendra Duddempudi -

23 Jan, 2024 -

19 min read

Home Loans

LCU Property Investment Mortgage | Ratecity

Compare LCU and other Home Loans products at RateCity, Australia's leading comparison site

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09 Aug, 2023 -

0 min read

Home Loans

Westpac Fixed Rate Investment Property Loan | Ratecity

Compare Westpac and other Home Loans products at RateCity, Australia's leading comparison site

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09 Aug, 2023 -

0 min read

Home Loans

Homestar Finance Investment Property Home Loan | Ratecity

Compare Homestar Finance and other Home Loans products at RateCity, Australia's leading comparison site

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09 Aug, 2023 -

0 min read

Home Insurance

Compare landlord insurance options

Landlord insurance offers specific coverage for homeowners against rental income loss, property damage, and for any personal contents within the property.

Peter Terlato

Peter Terlato -

17 Oct, 2023 -

10 min read

Home Insurance

How to find and compare strata insurance

Strata insurance is a legal requirement across Australia covering common property and shared areas in a building or complex. If you need strata insurance, learn all about what it is, and find and compare strata options.

Peter Terlato

Peter Terlato -

10 Oct, 2023 -

7 min read

Home Insurance

Learn more about fire insurance

Fire damage is typically included in most home insurance policies around Australia. If your home catches fire by accident and is damaged or destroyed, your insurance policy should cover the cost of repairing or rebuilding the property.

Mark Bristow

Mark Bristow -

24 Aug, 2023 -

6 min read

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Car Insurance

Third party property damage insurance

Compare car insurance options and learn more about third party property damage car insurance options in Australia. Discover how it may protect you from financial liability for damage to others' property in accidents where you are at fault.

Alex Ritchie

Alex Ritchie -

17 Nov, 2023 -

6 min read

Browse more Car Insurance search

Nonspecific

RateCity Awards Licence Terms and Conditions

RateCity awards licence terms and conditions

Mahendra Duddempudi -

23 Jan, 2024 -

19 min read

Home Loans

LCU Property Investment Mortgage | Ratecity

Compare LCU and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Westpac Fixed Rate Investment Property Loan | Ratecity

Compare Westpac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Homestar Finance Investment Property Home Loan | Ratecity

Compare Homestar Finance and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read