RateCity.com.au
  1. Home
  2. Search

Top 100 results

Home Loans

Refinancing and new lending continues to slide

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Eden Radford

Eden Radford -

07 Mar, 2024 -

4 min read

Home Loans

Unloan now available to new home loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Eden Radford

Eden Radford -

08 Apr, 2024 -

2 min read

Home Loans

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Eden Radford

Eden Radford -

09 Apr, 2024 -

5 min read

Browse more Home Loans news

Home Loans

What is Lender's Mortgage Insurance?

Lenders Mortgage Insurance (LMI) is an insurance policy that protects your lender if you default on your mortgage. The cost of LMI can be significant, and may affect your home loan budget when buying a property or refinancing a mortgage.

Mark Bristow

Mark Bristow -

18 Mar, 2024 -

4 min read

Home Loans

What is home loan refinancing?

Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.

Vidhu Bajaj

Vidhu Bajaj -

30 May, 2023 -

6 min read

Home Loans

How to refinance a home loan in six steps

Refinancing is a strategy that could save you potentially hundreds of thousands over the life of your home loan. If you are considering refinancing, these are the six steps you need to know.

Mia Steiber

Mia Steiber -

04 May, 2023 -

10 min read

Browse more Home Loans articles

Personal Loans

Can you refinance a personal loan? Here's how

It is possible to refinance a personal loan, provided you can afford the repayments. Refinancing a personal loan is a lot like initially applying for a personal loan, with a few key differences.

Mark Bristow

Mark Bristow -

23 Nov, 2023 -

3 min read

Personal Loans

Will my personal loan repayments drop with a new interest rate?

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie

Alex Ritchie -

18 Sep, 2023 -

5 min read

Browse more Personal Loans articles

Car Loans

How do you refinance a car loan?

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Peter Terlato

Peter Terlato -

10 Nov, 2023 -

7 min read

Browse more Car Loans articles

Nonspecific

Competition set to heat up for home loans: lenders target refinancers

Refinancing market up 5% in 1 year vs total mortgage market at lowest level in decade!UBank cuts variable home loan rate for refinancing borrowers. RateCity’s best loans for refinancers

RateCity

RateCity -

24 May, 2011 -

1 min read

Home Loans

Firstmac SMSF 70 (Refinance Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac SMSF 80 (Refinance Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Nonspecific

Refinancers could be in for a nasty shock

Median house prices in every city except Canberra have dropped since last year. Some borrowers may now have mortgages which outweigh their property’s value. Borrowers still have options available.

RateCity

RateCity -

16 Nov, 2011 -

1 min read

Nonspecific

Competition set to heat up for home loans: lenders target refinancers

Refinancing market up 5% in 1 year vs total mortgage market at lowest level in decade!UBank cuts variable home loan rate for refinancing borrowers. RateCity’s best loans for refinancers

RateCity

RateCity -

24 May, 2011 -

1 min read

Home Loans

Firstmac SMSF 70 (Refinance Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Home Loans

Firstmac SMSF 80 (Refinance Special) | Ratecity

Compare Firstmac and other Home Loans products at RateCity, Australia's leading comparison site

-

09 Aug, 2023 -

0 min read

Nonspecific

Refinancers could be in for a nasty shock

Median house prices in every city except Canberra have dropped since last year. Some borrowers may now have mortgages which outweigh their property’s value. Borrowers still have options available.

RateCity

RateCity -

16 Nov, 2011 -

1 min read

Car Loans

How much could you save with a car loan refinance?

RateCity makes it easier to refinance your car loan. Compare interest rates, fees, features and benefits for car loans that may better suit your needs.

Mark Bristow

Mark Bristow -

02 Jun, 2022 -

12 min read

Browse more Car Loans search

Home Loans

Refinance home loan comparison

Refinancing could be an easy way to reduce your home loan repayments. Compare refinance rates and see whether switching to a new lender may better suit your budget.

Sally Tindall

Sally Tindall -

10 Oct, 2019 -

22 min read

Browse more Home Loans search