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Home Loans
Will inflation push back rate cuts this year?The latest figures from the Australian Bureau of Statistics (ABS) show that Australia’s annual inflation rate is continuing to decline. But will it be enough for a long-awaited interest rate cut to arrive before the year’s end?
Mark Bristow -
24 Apr, 2024 -
3 min read
Home Loans
A tale of two cities: offset balances hit a new record high as arrears climbThe latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.
Eden Radford -
13 Mar, 2024 -
5 min read
Home Loans
How renting out a room could help pay off your mortgageLeveraging extra space within your home can be a viable strategy for those looking to offset rising mortgage costs. However, it may be helpful to investigate the legal, financial, and practical aspects of this decision.
Peter Terlato -
13 Nov, 2023 -
7 min read
Superannuation
Renting pensioners left with less than $10kA growing proportion of retired Australians who fall on the age pension are likely to experience rental stress brought on by the inability to afford housing earlier in life.
Patricia Babalis -
10 Oct, 2016 -
2 min read
Home Insurance
Renting out a room in your home: Are you insured?Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance.
Mark Bristow -
09 Feb, 2024 -
5 min read
Home Insurance
First-time renters: Your essential guide to leasing your first propertyWhether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.
Mark Bristow -
12 Feb, 2024 -
5 min read
Home Insurance
What types of home insurance are there?Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.
Mark Bristow -
22 Feb, 2024 -
4 min read
Home Loans
What is rentvesting?In this article we break down what rentvesting is all about, including what it means, how it works, and its pros and cons.
Vidhu Bajaj -
05 Oct, 2023 -
9 min read
Home Loans
Can you use rental income to qualify for a mortgage?If you own an investment property and are thinking of buying another one, you may want to use the rental income you receive from your tenants to help pay for your next mortgage. However, not all mortgage lenders will take all of your rental income into account when assessing your mortgage application.
Mark Bristow -
02 Nov, 2023 -
3 min read
Home Loans
Tax deductions for your investment propertyOne of the biggest benefits of investing in property, as opposed to living in the property, are the potential tax benefits. Understanding the potential tax deductions available for your investment property may help you to maximise your returns.
Alex Ritchie -
01 Nov, 2023 -
4 min read
Nbn
How to access the NBN when rentingWhile renting your home can provide some flexibility, it can also mean plenty of challenges to overcome. Access to the National Broadband Network (NBN) from your rental property is just one of these, with the download speeds available to you often varying between different properties in different areas, which could make a significant difference to your lifestyle.
Mark Bristow -
18 Jan, 2022 -
5 min read
Car Loans
How to make money by renting out your carThe costs associated with car ownership can add up over time. So, if you’re not using your vehicle on a daily basis, you may be interested in finding out how you could recoup some of these costs by renting it out.
Georgia Brown -
15 Jul, 2022 -
4 min read
Car Insurance
How do I know if my insurance covers rental cars?Your car insurance may cover the cost of a rental vehicle if your car is damaged in an accident or stolen. However, it may not cover the cost of any damage to the rental car.
Jodie Humphries -
21 Nov, 2020 -
4 min read
Car Insurance
What is car rental excess insurance?When you buy car insurance for a rental car, consider purchasing excess insurance to reduce what you pay out of your pocket if the car gets damaged or stolen.
Jessica Clements -
14 Jul, 2020 -
4 min read
Credit Cards
Can you pay rent with a credit card?You may have wondered whether it’s possible to pay rent with a credit card. The short answer is usually yes, with a couple of caveats.
Jodie Humphries -
18 Dec, 2020 -
4 min read
Home Insurance
Compare renters insurance optionsRenters insurance may be a no-brainer to protect your belongings from adverse events. Compare renters insurance coverage to find an insurance policy that may suit you.
Alex Ritchie -
29 Aug, 2023 -
5 min read
Home Insurance
Compare landlord insurance optionsLandlord insurance offers specific coverage for homeowners against rental income loss, property damage, and for any personal contents within the property.
Peter Terlato -
17 Oct, 2023 -
10 min read
Personal Loans
Search and compare rental bond personal loansSearch rental bond personal loans at RateCity and compare over 289 personal loan products. View interest rates, fees, features and more.
Peter Terlato -
15 Dec, 2016 -
8 min read
Nonspecific
Is it now better value to rent than buy?Renters could pay a mortgage worth $312,415 compared to cost of national average house rent. Almost all capital cities saw YoY increases in rents: APM. RateCity's tips for entering the property market.
RateCity -
13 Oct, 2012 -
1 min read