Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance. 

Mark Bristow -

09 Feb, 2024 -

5 min read

Home Insurance

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow -

12 Feb, 2024 -

5 min read

Home Loans

If you own an investment property and are thinking of buying another one, you may want to use the rental income you receive from your tenants to help pay for your next mortgage. However, not all mortgage lenders will take all of your rental income into account when assessing your mortgage application.

Mark Bristow -

02 Nov, 2023 -

3 min read

Home Loans

One of the biggest benefits of investing in property, as opposed to living in the property, are the potential tax benefits. Understanding the potential tax deductions available for your investment property may help you to maximise your returns.

Alex Ritchie -

01 Nov, 2023 -

4 min read

Home Loans

Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.

Vidhu Bajaj -

16 Oct, 2023 -

7 min read

Nbn

While renting your home can provide some flexibility, it can also mean plenty of challenges to overcome. Access to the National Broadband Network (NBN) from your rental property is just one of these, with the download speeds available to you often varying between different properties in different areas, which could make a significant difference to your lifestyle. 

Mark Bristow -

18 Jan, 2022 -

5 min read

Car Insurance

Your car insurance may cover the cost of a rental vehicle if your car is damaged in an accident or stolen. However, it may not cover the cost of any damage to the rental car.

Jodie Humphries -

21 Nov, 2020 -

4 min read

Car Insurance

When you buy car insurance for a rental car, consider purchasing excess insurance to reduce what you pay out of your pocket if the car gets damaged or stolen.

Jessica Clements -

14 Jul, 2020 -

4 min read

Car Loans

The costs associated with car ownership can add up over time. So, if you’re not using your vehicle on a daily basis, you may be interested in finding out how you could recoup some of these costs by renting it out.

Georgia Brown -

15 Jul, 2022 -

4 min read

Credit Cards

You may have wondered whether it’s possible to pay rent with a credit card. The short answer is usually yes, with a couple of caveats.

Jodie Humphries -

18 Dec, 2020 -

4 min read

Home Loans

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Eden Radford -

13 Mar, 2024 -

5 min read

Home Loans

Leveraging extra space within your home can be a viable strategy for those looking to offset rising mortgage costs. However, it may be helpful to investigate the legal, financial, and practical aspects of this decision.

Peter Terlato -

13 Nov, 2023 -

7 min read

Home Loans

Median asking rents are reaching record highs in several capital cities across Australia. So what is causing this pain for renters?

Mark Bristow -

14 Apr, 2022 -

3 min read

Superannuation

A growing proportion of retired Australians who fall on the age pension are likely to experience rental stress brought on by the inability to afford housing earlier in life.

Home Insurance

Renters insurance may be a no-brainer to protect your belongings from adverse events. Compare renters insurance coverage to find an insurance policy that may suit you.

Alex Ritchie -

29 Aug, 2023 -

5 min read

Home Insurance

Landlord insurance offers specific coverage for homeowners against rental income loss, property damage, and for any personal contents within the property.

Peter Terlato -

17 Oct, 2023 -

10 min read

Personal Loans

Search rental bond personal loans at RateCity and compare over 288 personal loan products. View interest rates, fees, features and more.

Peter Terlato -

15 Dec, 2016 -

8 min read