Home Loans

The 3 steps - and script - to help you call your bank and ask for a rate cut.

Eden Radford -

23 Feb, 2024 -

4 min read

Home Loans

NAB, Australia’s third largest lender, has dropped the advertised rates on its discounted variable home loan, in a strategic move by the bank on how it markets its prices.

Eden Radford -

15 Apr, 2024 -

3 min read

Home Loans

Australians love a good life hack and offset accounts are no exception, but as with all good hacks, it’s worth double checking the details to make sure there's no catch.

Eden Radford -

06 Mar, 2024 -

4 min read

Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Savings Accounts

How big a difference does your savings account interest rate really make? You may be surprised by the effect that a high-rate savings account could have on your wealth, depending on your saving strategy. Just make sure that the account you choose is one that suits your needs and can help you reach your goals.

Mark Bristow -

15 Mar, 2024 -

3 min read

Savings Accounts

A new research report has evaluated the mobile banking apps of Australia’s top lenders, and revealed which of Australia's leading banks has the best mobile app. But what questions can you ask a bank to work out if its app will suit your needs?

Mark Bristow -

01 Nov, 2023 -

4 min read

Personal Loans

Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.

Mark Bristow -

09 Apr, 2024 -

3 min read

Personal Loans

With Valentine’s Day just around the corner, it’s the time of year when a lot of money gets spent on everything from grand romantic gestures to elaborate weddings. While a personal loan could offer the financial support you need to splurge on your loved ones when the cost of living is high, it’s important to consider your budget and your credit score, and to carefully compare personal loan options before you apply.

Mark Bristow -

08 Feb, 2024 -

3 min read

Credit Cards

ANZ, Australia’s fourth largest credit card provider, has today increased interest rates across select credit cards by 0.50 percentage points – the second hike in less than six months.

Eden Radford -

22 Feb, 2024 -

4 min read

Credit Cards

The increase in credit card accounts may make for easy spending or cashing in for first class travel, but many of those who get credit cards are possibly turning to a finance solution that they don’t fully understand – or may get them into trouble.

Eden Radford -

22 Jan, 2024 -

5 min read

Credit Cards

Australia’s second largest credit card provider, NAB, has today increased interest rates across select cards.

Eden Radford -

13 Feb, 2024 -

6 min read

Home Insurance

New research has revealed the locations in New South Wales, Victoria and Queensland that were hit hardest by wild weather over the past financial year. With Australia coming into an El Nino summer, it’s important to make sure your home insurance is prepared, especially if you’re living in one of these areas.

Mark Bristow -

16 Nov, 2023 -

4 min read

Health Insurance

Are your friends fit and healthy eaters or more of a beer and pizza crowd? The answer could provide some insight into the current state of your body, research shows.

Laine Gordon -

13 Sep, 2012 -

3 min read

Car Insurance

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Alex Ritchie -

20 Dec, 2023 -

3 min read

Car Loans

The number of new vehicles sold in Australia has officially surpassed one million for 2023, according to the latest research from the Federal Chamber of Automotive Industries (FCAI).

Alex Ritchie -

03 Nov, 2023 -

3 min read

Car Loans

What��_s the best way to do your research before making a new car purchase? According to new research from Roy Morgan, about two thirds of you are likely to have said ��_the internet��_ regardless of your generation.

Mark Bristow -

03 Apr, 2018 -

2 min read

Car Loans

End of financial year is a popular time to buy cars, with many dealerships offering end of financial year sales (EOFYS). However, it’s important to be aware of the true value offered by a cheap deal, both in terms of the vehicle you’re buying and car loan you’re using to pay for it.

Mark Bristow -

14 Jun, 2019 -

3 min read

Energy

A new report shows that average wholesale prices for electricity have fallen. So, why are power bills still causing so much pain for Australian households?

Alex Ritchie -

23 Oct, 2023 -

4 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.

Alex Ritchie -

07 Nov, 2023 -

5 min read

Home Loans

Preparing for a baby is stressful enough without throwing a home loan into the mix. But being armed with the right information about applying for a home loan while on maternity leave may help.

Peter Terlato -

30 Jun, 2023 -

5 min read

Home Insurance

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Mark Bristow -

20 Feb, 2024 -

3 min read

Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Home Insurance

Purchasing a new home is exciting, but can also be a busy time. One of the most important things you’ll need to do after purchasing a property is to organise insurance.

Mark Bristow -

22 Feb, 2024 -

4 min read

Car Loans

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

Whether you're a first-time buyer or looking to upgrade your current vehicle, financing or buying outright, this guide covers everything you need to know about buying a car in Australia.

Peter Terlato -

01 Nov, 2023 -

13 min read

Car Loans

Applying for a car loan can sometimes be more overwhelming than buying the car itself, with all the research and paperwork involved. And even once you’re ready to apply for a car loan, there’s no guarantee that your application for car finance will be approved.

Mark Bristow -

13 Sep, 2023 -

8 min read

Car Insurance

Car Insurance Rate - Compare car insurance rates by cheapest quotes at RateCity.com.au. Our researchers have gathered features from 23 car insurance providers so that you can compare car insurance quotes all in the one place.

RateCity -

19 Mar, 2009 -

1 min read

Car Insurance

Car insurance prices - Find some of the best car insurance prices online at RateCity.com.au RateCity researches have pooled products and features from more than 20 Australian car insurers so that you can compare quotes side-by-side.

RateCity -

11 Mar, 2009 -

1 min read

Credit Cards

It is important to shop around before you apply for a credit card to ensure you get a card that suits your spending habits. Here are some tips to help you find a card that's right for your needs.

Alex Ritchie -

21 Apr, 2023 -

7 min read

Personal Loans

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie -

18 Sep, 2023 -

5 min read

Bank Accounts

Men are more likely to spend on impulse, rack up debt and less likely to save when surrounded by more men and fewer women, a new study has found.

Laine Gordon -

03 Feb, 2013 -

4 min read

Credit Score

If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.

Jodie Humphries -

23 Oct, 2023 -

4 min read

Personal Loans

Need a fast personal loan? Use RateCity to research fast personal loans. Compare rates, fees and features before taking out a fast personal loan.

Mark Bristow -

16 Jul, 2018 -

7 min read