Term Deposits

When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.

Mark Bristow -

12 Apr, 2024 -

3 min read

Term Deposits

Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.

Mark Bristow -

15 Mar, 2024 -

4 min read

Term Deposits

Now may be an opportune time to compare a range of term deposit accounts and the different options that are available.

Peter Terlato -

12 May, 2023 -

3 min read

Home Loans

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Mark Bristow -

12 Mar, 2024 -

5 min read

Home Loans

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

Eden Radford -

19 Mar, 2024 -

5 min read

Home Loans

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?

Mark Bristow -

02 Feb, 2024 -

5 min read

Savings Accounts

How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.

Mark Bristow -

10 Apr, 2024 -

3 min read

Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Savings Accounts

How big a difference does your savings account interest rate really make? You may be surprised by the effect that a high-rate savings account could have on your wealth, depending on your saving strategy. Just make sure that the account you choose is one that suits your needs and can help you reach your goals.

Mark Bristow -

15 Mar, 2024 -

3 min read

Credit Cards

Fraud on payment cards is returning to pre-pandemic levels, with authorities and police warning Australians to be vigilant against scammers over the Christmas and New Year holidays.

Mark Bristow -

22 Dec, 2023 -

3 min read

Credit Cards

Australia’s total credit card debt has dropped for the third month in a row, this time by $88.1 million.

Eden Radford -

09 Oct, 2023 -

3 min read

Credit Cards

There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month. These sign-up bonuses may be enough to cover the cost of flights around Australia, as well as Hawaii or Europe. 

Alex Ritchie -

13 Jun, 2023 -

5 min read

Superannuation

Industry-wide returns on superannuation funds have bounced back to positive territory after negative returns during the early stages of COVID-19.

Alison Cheung -

27 Aug, 2020 -

3 min read

Superannuation

A December 2017 rally provided enough of a boost to push estimated annual returns on Australian superannuation funds into double digits. This annual return is understood to not only be the sixth positive annual return in a row, but to be well above the annual 10-year average.

Mark Bristow -

02 Jan, 2018 -

2 min read

Superannuation

Many Australians are on the verge of posting their first annual superannuation loss in seven years, according to new data from SuperRatings.

Nick Bendel -

29 Dec, 2018 -

2 min read

Personal Loans

The latest lending indicators from the Australian Bureau of Statistics (ABS) saw the value of new loan commitments for fixed term personal finance rise 6.1% in August, following a rise of 6.0% in July 2023.

Mark Bristow -

06 Oct, 2023 -

2 min read

Personal Loans

Down, down, interest rates are down. That’s great news for borrowers, but not so much for savers.

Nick Bendel -

27 Nov, 2019 -

3 min read

Investment Funds

The All Ordinaries has delivered solid 48.5 per cent gains over the past decade - but dismal losses of 1.1 per cent over the past year.

Nick Bendel -

03 Nov, 2018 -

1 min read

Investment Funds

Diversified investors can expect solid returns this financial year, but not as high as in 2017-18, according to a prominent economist. AMP Capital chief economist Shane Oliver forecast that diversified funds would earn a yield of about 6 per cent in 2018-19.

Nick Bendel -

07 Jul, 2018 -

2 min read

Investment Funds

Stock market investors will be hoping for better returns in 2019, after the All Ordinaries fell 7.4 per cent during 2018.

Nick Bendel -

05 Jan, 2019 -

2 min read

Bank Accounts

The Australian Taxation Office has used new analytics and data-matching technology to increase the speed and accuracy of its tax assessment process.

Nick Bendel -

09 Sep, 2018 -

2 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Credit Score

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.

Alex Ritchie -

25 Oct, 2023 -

8 min read

Home Insurance

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow -

12 Feb, 2024 -

5 min read

Home Insurance

Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance. 

Mark Bristow -

09 Feb, 2024 -

5 min read

Home Insurance

If you’ve ever lost a piece of jewellery or had an item stolen or damaged, you’ll know how much it can hurt, both personally and financially. Whether it's an heirloom necklace, unique engagement ring, or luxury watch, the loss, theft, or damage of such items can be a major headache. 

Mark Bristow -

09 Feb, 2024 -

5 min read

Home Loans

Many Aussie salespeople earn a commission on the products or services they sell, which is calculated as a percentage of the total value of the sales. Commissions can vary for several reasons, such as changing seasonal demand for products or difficulties hitting sales targets.

Mark Bristow -

18 May, 2023 -

9 min read

Home Loans

One of the biggest benefits of investing in property, as opposed to living in the property, are the potential tax benefits. Understanding the potential tax deductions available for your investment property may help you to maximise your returns.

Alex Ritchie -

01 Nov, 2023 -

4 min read

Home Loans

If you

Laine Gordon -

09 Sep, 2009 -

4 min read

Credit Cards

You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.

Peter Terlato -

23 Aug, 2023 -

7 min read

Superannuation

It is possible to use the money in your superannuation fund to help cover the cost of your mortgage in certain circumstances, such as if you’re retiring or are in financial hardship. However, accessing your super fund early can make a big difference to your retirement lifestyle. 

Mark Bristow -

21 Jul, 2023 -

4 min read

Superannuation

Can you return to work after retiring and accessing your superannuation savings? Yes, this is possible, but you need to know the ATO rules.

Vidhu Bajaj -

09 Jan, 2023 -

4 min read

Superannuation

Industry superannuation funds are owned by members rather than shareholders - unlike retail funds, which are owned by shareholders rather than members.

Nick Bendel -

20 Sep, 2017 -

2 min read

Savings Accounts

Five smart ways to spend your tax return

Laine Gordon -

02 Jul, 2014 -

3 min read

Term Deposits

High interest term deposit rates have always been sought after by Australians who enjoy regular and competitive returns.

RateCity -

15 Mar, 2011 -

2 min read

Term Deposits

Maximise your tax return this financial year

Laine Gordon -

02 Jun, 2011 -

3 min read

Investment Funds

Managed investment funds (unit trusts) have come under a lot of criticism over the last few years due to their high management fees and in many cases inability to outperform the index.

RateCity -

29 Jan, 2014 -

3 min read

bnpl

Bundll is a buy now, pay later (BNPL) service that lets you shop for up to $1,000 at any retailer (whether online or in-store) that accepts Mastercard. However, unlike other BNPL services, bundll is designed to pay for your everyday purchases by clubbing your weekly spends into a single bundll that can be paid off in 14 days, without any interest.

Jodie Humphries -

29 Jun, 2023 -

6 min read

Car Insurance

Capped price servicing offers transparency to the service pricing when returning your vehicle for regular maintenance. Find out how it works.

Jodie Humphries -

02 Feb, 2023 -

5 min read

Term Deposits

Find Short Term Deposits at RateCity and compare over 132 Term Deposits. View all product details, interest rates and fees to find the Term Deposits that suits your needs at RateCity

Mark Bristow -

13 Nov, 2023 -

5 min read

Superannuation

Find and compare superannuation funds that invest in Australian shares. Search for the share investment options you prefer and make an informed choice today.

Nick Bendel -

13 Nov, 2017 -

3 min read

Superannuation

Find and compare fixed interest investment superannuation funds. Search for the fixed interest investment options you prefer and make an informed choice today.

Nick Bendel -

22 Nov, 2017 -

3 min read

Superannuation

Find investment property super funds at RateCity. View all product details, interest rates and fees to find the Superannuation that suits your needs at RateCity

Nick Bendel -

22 Nov, 2017 -

5 min read