Credit Cards

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Eden Radford -

11 Apr, 2024 -

3 min read

Credit Cards

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford -

07 Mar, 2024 -

4 min read

Credit Cards

ANZ, Australia’s fourth largest credit card provider, has today increased interest rates across select credit cards by 0.50 percentage points – the second hike in less than six months.

Eden Radford -

22 Feb, 2024 -

4 min read

Term Deposits

When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.

Mark Bristow -

12 Apr, 2024 -

3 min read

Home Insurance

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow -

08 Feb, 2024 -

3 min read

Home Loans

The Big Four Banks - ANZ, Westpac, NAB and Commonwealth Bank - are notorious in the Australian financial market for commanding the largest share of both deposits and mortgage lending.

Paul Marshall -

15 Sep, 2023 -

8 min read

Home Loans

NAB has announced it is passing on Tuesday’s cash rate hike to variable borrowers in full, effective 17 November.

Eden Radford -

08 Nov, 2023 -

2 min read

Home Loans

NAB is the first big bank to announce it will pass on Tuesday’s 0.25 percentage point RBA hike to both mortgage and savings customers.

Laine Gordon -

04 May, 2023 -

3 min read

Savings Accounts

If you want a simple way to earn a little money on your savings, what should you look for when choosing a bank account?

Mark Bristow -

09 Aug, 2019 -

3 min read

Credit Cards

Compare a range of American Express (Amex) credit cards to help find one that suits your needs and budget.

Vidhu Bajaj -

01 Aug, 2023 -

9 min read

Credit Cards

There are no hotel credit cards currently available in Australia. However, some rewards credit cards and frequent flyer credit cards offer generous hotel perks, such as discounted or free accommodation.

Alex Ritchie -

23 May, 2023 -

6 min read

Credit Cards

NAB Flybuys Rewards Card. Coles Rewards Mastercard. Compare and find Flybuys credit cards that allow you to earn points on eligible spending today.

Alex Ritchie -

15 Jan, 2018 -

5 min read

Bank Accounts

Searching for a bank account that also offers you rewards? From giftcards to store dsicounts, compare bank accounts with rewards today with RateCity.

Nick Bendel -

28 Nov, 2017 -

3 min read

Credit Cards

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Mark Bristow -

29 May, 2023 -

3 min read

Credit Cards

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Credit Cards

If you’ve built up a sizeable amount of rewards points or frequent flyer points through your credit card spending, you may be curious as to how you actually redeem these points. 

Vidhu Bajaj -

31 May, 2023 -

6 min read

Bank Accounts

Both Coles and Woolworths supermarkets have loyalty programs that offer customers rewards for their shopping loyalty. But is one better than the other?

Nick Bendel -

04 Dec, 2017 -

3 min read

Home Loans

Should you be rewarded for your home loan loyalty?

Home Loans

Are you a loyal home loan customer? If so, you could be rewarded with lower interest rates, provided your mortgage is with a lender that offers loyalty discounts.

Mark Bristow -

05 Apr, 2022 -

3 min read

Personal Loans

Choosing between a personal loan and a credit card can be a tough financial decision. Let’s explore whether a credit card or a personal loan may be better for your specific financial goals. 

Alex Ritchie -

13 Dec, 2023 -

4 min read

Savings Accounts

Supermarket giant Woolworths has introduced a new rewards scheme to give their customers what they want: cash. But is it worth it? RateCity finds out.