Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Savings Accounts

How big a difference does your savings account interest rate really make? You may be surprised by the effect that a high-rate savings account could have on your wealth, depending on your saving strategy. Just make sure that the account you choose is one that suits your needs and can help you reach your goals.

Mark Bristow -

15 Mar, 2024 -

3 min read

Savings Accounts

How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.

Mark Bristow -

10 Apr, 2024 -

3 min read

Superannuation

Gender pay gaps for nearly 5000 Australian private sector employers have been published for the first time. Whatever their industry or employer, Australian women may be able to take steps to manage the effect of the gender pay gap on their personal finances, from their savings to their superannuation.

Mark Bristow -

27 Feb, 2024 -

4 min read

Superannuation

More and more Australians are approaching retirement age, when it’s time to start accessing their superannuation savings. But many of these older Australians could be paying too much tax on their super investment earnings, which could be fixed by making one change.

Mark Bristow -

24 Aug, 2023 -

3 min read

Term Deposits

Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.

Mark Bristow -

15 Mar, 2024 -

4 min read

Term Deposits

When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.

Mark Bristow -

12 Apr, 2024 -

3 min read

Term Deposits

Has your term deposit been effectively losing you money in the past? With Australia’s inflation falling faster than expected, it may be getting easier to find term deposits that can keep your money from going backwards. But it’s important to compare the available options and choose a term deposit that will suit your needs and help you reach your savings goals.

Mark Bristow -

12 Feb, 2024 -

3 min read

Home Loans

Australians love a good life hack and offset accounts are no exception, but as with all good hacks, it’s worth double checking the details to make sure there's no catch.

Eden Radford -

06 Mar, 2024 -

4 min read

Home Loans

The latest monthly CPI indicator released today is further evidence the RBA will keep the cash rate on hold at 4.35 per cent, but borrowers are encouraged to break the holding pattern themselves.

Eden Radford -

28 Feb, 2024 -

3 min read

Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Eden Radford -

25 Mar, 2024 -

3 min read

Credit Cards

Australians lost over $55 million to scams in the first two months of 2024 alone, according to data from ACCC ScamWatch, with investment scams accounting for the overwhelming majority of the money lost by victims.

Eden Radford -

13 Apr, 2024 -

5 min read

Credit Cards

We've compiled a list of useful tips and strategies that could unlock a raft of supermarket savings and help you to discover several benefits that you may be unaware of.

Peter Terlato -

26 May, 2023 -

10 min read

Home Insurance

Bushfire season is a regular occurrence in Australia, to the point where many of us can start feeling overconfident that we already know everything there is to know about the danger bushfires pose and how to keep our homes and loved ones safe. 

Mark Bristow -

04 Sep, 2023 -

4 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Refinancing a home loan typically costs some money in fees and charges from your old and new mortgage lenders. However, there may be ways to reduce or offset these costs, and the potential savings from switching could see you break even sooner than you expect.

Mark Bristow -

24 Aug, 2023 -

5 min read

Home Loans

By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.

Vidhu Bajaj -

07 Nov, 2023 -

5 min read

Home Insurance

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Mark Bristow -

16 Feb, 2024 -

3 min read

Home Insurance

Home insurance can be daunting, especially when trying to protect your most valuable asset - your home. Building insurance plays a crucial role in safeguarding homeowners from financial loss due to damage or destruction of their property. Understanding the essentials of building insurance and its costs may help you save some money on your policy.

Mark Bristow -

12 Feb, 2024 -

3 min read

Home Insurance

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately. 

Mark Bristow -

13 Feb, 2024 -

5 min read

Car Loans

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Alex Ritchie -

06 Nov, 2023 -

5 min read

Car Loans

When it comes time to purchase your first or next car, you may assume that simply taking out a loan at a car dealership is your best option. However, you could be missing out on potential savings by shopping around and comparing your options.

Alex Ritchie -

26 Oct, 2023 -

4 min read

Savings Accounts

Earning the maximum interest from a savings account may require you to meet certain conditions, such as making regular deposits or minimal withdrawals. If you don’t fulfil these conditions, you may earn less interest on your savings, or even none at all.

Mark Bristow -

22 Jan, 2024 -

4 min read

Savings Accounts

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

Peter Terlato -

15 Nov, 2023 -

3 min read

Energy

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie -

17 Nov, 2023 -

4 min read

Term Deposits

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Term Deposits

Each year Australians look for ways to accrue, save and invest their money, with many turning to term deposits for their investments.

Car Insurance

Electric Vehicles (EVs) generally cost more to purchase than their petrol-powered equivalents, and may also often cost more to insure. However, the fuel cost savings may be able to help offset some of these higher expenses.

Mark Bristow -

14 Aug, 2023 -

4 min read

Car Insurance

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

Alex Ritchie -

30 Nov, 2023 -

4 min read

Credit Cards

Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.

Vidhu Bajaj -

24 Nov, 2023 -

7 min read

Term Deposits

Find Short Term Deposits at RateCity and compare over 132 Term Deposits. View all product details, interest rates and fees to find the Term Deposits that suits your needs at RateCity

Mark Bristow -

13 Nov, 2023 -

5 min read

Savings Accounts

Find best savings accounts* at RateCity and compare over 293 Savings Accounts. View all product details, interest rates and fees to find the Savings Accounts that suits your needs at RateCity

Jodie Humphries -

19 Sep, 2017 -

11 min read

Savings Accounts

Find children's savings accounts at RateCity and compare over 293 savings accounts. View all product details, interest rates and fees to find the savings accounts that suits your needs at RateCity.

Jodie Humphries -

21 Mar, 2022 -

5 min read

Savings Accounts

Find the savings accounts you're looking for by comparing some of the most popular savings account searches on RateCity.