Credit Cards

Australia’s second largest credit card provider, NAB, has today increased interest rates across select cards.

Eden Radford -

13 Feb, 2024 -

6 min read

Credit Cards

The Federal Government will introduce a ban on excessive card surcharges, to be phased in from mid next year, to stop customers getting unfairly ripped off when they pull out their plastic.

Credit Cards

As of 1 September 2017, every business across Australia will be banned from charging excessive surcharges on payments made by certain types of EFTPOS, Mastercard, Visa and American Express cards.

Alex Ritchie -

01 Sep, 2017 -

3 min read

Car Loans

The Australian Competition & Consumer Commission has chosen a big target as the first company to be litigated under new excessive surcharging rules.

Nick Bendel -

28 Jul, 2018 -

2 min read

Savings Accounts

Rules banning retailers from slapping surcharges on the products bought over buy now pay later platforms are unlikely to be scrapped, the RBA has said -- that is, until the technology matures.

Tony Ibrahim -

08 Dec, 2020 -

4 min read

Savings Accounts

Shoppers using services including AfterPay, Zip Pay and Certegy risk paying inflated prices, the financial regulator has warned, as merchants could try to recoup some money.

Tony Ibrahim -

19 Nov, 2020 -

4 min read

Home Loans

The impact of recent changes to stamp duty in New South Wales is being felt, with a recent study by the Housing industry Association (HIA) finding foreign investors to be paying almost four times as much stamp duty in NSW as local buyers.

Mark Bristow -

04 Aug, 2017 -

2 min read

Home Loans

A raft of changes are coming into effect from 1 July, as new policies, prices, thresholds and eligibility criteria move into the new financial year.

Eden Radford -

28 Jun, 2023 -

6 min read

Home Loans

Knight Frank have released the Prime Global Cities Index for Q1 2017, and the results show a global surge in luxury residential property, particularly in China��_s key cities.

Alex Ritchie -

12 Jul, 2017 -

2 min read

Home Insurance

The Australian Competition and Consumer Commission’s (ACCC’s) report into insurance in northern Australia has revealed that unaffordable home and contents insurance is affecting the prosperity of communities across the region, though there are actions that could help address this.

Mark Bristow -

07 Jan, 2021 -

3 min read

Bank Accounts

RateCity.com.au has released its annual ‘naughty and nice’ gift card list, as Australians rush to find the perfect last-minute present this Christmas.

Laine Gordon -

17 Dec, 2020 -

5 min read

Bank Accounts

ANZ and Cuscal have added eftpos functionality to their Android Pay services, providing more flexibility and options for Australians to conveniently manage their payments while shopping.

Mark Bristow -

15 Nov, 2017 -

2 min read

Bank Accounts

RateCity.com.au has today revealed its annual ‘naughty and nice’ gift card list, with nearly one in three Australians estimated to buy gift cards this Christmas. 

Laine Gordon -

16 Dec, 2021 -

10 min read

Health Insurance

Private health insurance is a heavily regulated industry. On balance, that's a good thing, because issues around health, and in particular health costs, are pretty important. But one of the downsides is that regulations change frequently and health insurance has lots of regulations that affect both the premiums you pay and your tax bill.

Laine Gordon -

02 Jul, 2012 -

4 min read

Health Insurance

By world standards, Australians are, on the whole, financially sophisticated. Between us we have almost one trillion dollars invested in superannuation and one of the highest rates of share ownership in the world, research suggests.

Laine Gordon -

21 Jun, 2012 -

3 min read

Health Insurance

Understanding health insurance can be tricky with waiting periods, excess, rebates and surcharges to think about _ particularly if you��_re part of a couple or family and need cover to suit the whole gang. Here are some tips to help put you on the right path and find suitable cover at the best price for your greatest assets _ your family.

Laine Gordon -

15 May, 2012 -

3 min read

Life Insurance

You might take a careful approach to everyday living, but it's a wise move to have insurance. The unexpected can happen - often at a financially inconvenient time - so whether it's your health, home or vehicle, it's a smart move to have cover for life's troublesome moments.

Laine Gordon -

06 Aug, 2014 -

4 min read

Home Loans

Yes, foreign residents can buy property in Australia. However, there are generally more hoops to jump through than if you were a citizen or permanent resident looking to buy.

Alex Ritchie -

19 Dec, 2023 -

5 min read

Home Loans

Bridging visas may be granted for temporary residence depending on your specific circumstances. It can allow you to stay in Australia lawfully while an immigration status is finalised.

Alex Ritchie -

23 Aug, 2022 -

5 min read

Home Loans

It is possible to get a home loan in Australia if you’re on a visa, though the process could be more complex than for Australian citizens and permanent residents. Understanding some of the requirements for a mortgage with a visa could help you to compare your options and make a decision that suits your needs.

Mark Bristow -

31 Jan, 2023 -

4 min read

Credit Cards

At the end of last year Prime Minister Malcolm Turnbull put credit card surcharges in the news with widespread calls for their reduction and more monitoring to stop excessive charges.

Credit Cards

How do you feel about paying surcharges when using your credit card? Many are opposed, while others support it. But the good news is you can avoid these charges and save yourself money.

Laine Gordon -

06 Dec, 2010 -

3 min read

Credit Cards

Credit card surcharges are the additional fees a customer is charged by some businesses when paying for goods and services by credit card. Businesses that do have a credit card surcharge will usually inform you of how much it will be at the point of sale.

RateCity -

08 Apr, 2010 -

1 min read

Superannuation

While you are not allowed to access your super before you retire or meet another condition of release, it’s possible to borrow money against your SMSF in some situations.

Vidhu Bajaj -

20 Dec, 2022 -

4 min read

Savings Accounts

Paying off your car loan and paying your vehicle insurance premiums can add up quickly. But is flying really a cheaper option?

Laine Gordon -

18 Sep, 2014 -

3 min read

Savings Accounts

Supermarket giant Woolworths has introduced a new rewards scheme to give their customers what they want: cash. But is it worth it? RateCity finds out.

Savings Accounts

The cost of living is up and saving can be hard. But we've done a few calculations and worked out that you could save up to $8000 a year and, surprisingly, it's easier than you think.

Laine Gordon -

18 Mar, 2013 -

4 min read

Car Loans

Are you thinking about taking out a car loan or putting the brakes on vehicle ownership altogether? Inner-city dwellers may ditch the cars!

Bank Accounts

Australians wasted around $56 million accessing their own money at the ATM in December, simply by using automatic-teller machines serviced by a bank that is not their own, according to RateCity calculations.

Laine Gordon -

05 Mar, 2012 -

2 min read

Bank Accounts

Are you finding your money isn't going as far at the moment? Take control of your cash with these eight tips from finance guru Ross Greenwood to help you save thousands of dollars in one year.

Laine Gordon -

19 Nov, 2012 -

5 min read

bnpl

The Australian buy now, pay later (BNPL) market is attracting international attention and becoming highly competitive, but it may still be a good investment.

Jodie Humphries -

21 Mar, 2022 -

4 min read