Home Loans

While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.

Eden Radford -

26 Mar, 2024 -

4 min read

Home Loans

The merger between ANZ and the banking arm of Suncorp is set to proceed, with a previous block from the competition watchdog being overturned. But what does this mean for Australian mortgage holders? 

Mark Bristow -

22 Feb, 2024 -

3 min read

Home Loans

The latest monthly CPI indicator released today is further evidence the RBA will keep the cash rate on hold at 4.35 per cent, but borrowers are encouraged to break the holding pattern themselves.

Eden Radford -

28 Feb, 2024 -

3 min read

Credit Cards

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Eden Radford -

11 Apr, 2024 -

3 min read

Credit Cards

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

Eden Radford -

09 Apr, 2024 -

4 min read

Credit Cards

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford -

07 Mar, 2024 -

4 min read

Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Savings Accounts

The Reserve Bank of Australia (RBA) held the cash rate at 4.10% in October 2023 for the fourth month in a row. While it’s not yet certain if the cash rate has peaked, there are several banks offering savings accounts with interest rates that may be able to help you beat inflation.

Mark Bristow -

05 Oct, 2023 -

3 min read

Home Insurance

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow -

08 Feb, 2024 -

3 min read

Bank Accounts

After hinting that it was coming, CBA has flipped the switch on Apple Pay, giving its customers the chance to pay for goods and services with an iPhone.

Nick Bendel -

27 Jan, 2019 -

2 min read

Bank Accounts

ME Bank has switched on Google Pay for its customers who have an Android smartphone or wearable.

Alison Cheung -

25 Aug, 2020 -

3 min read

Bank Accounts

Smart bank 86 400 is offering to help its customers find a better deal on their household’s electricity, thanks to a new energy plan assessment service.

Mark Bristow -

19 Jan, 2020 -

2 min read

Superannuation

More and more Australians are approaching retirement age, when it’s time to start accessing their superannuation savings. But many of these older Australians could be paying too much tax on their super investment earnings, which could be fixed by making one change.

Mark Bristow -

24 Aug, 2023 -

3 min read

Term Deposits

Australians concerned about how shifting interest rates could affect their savings in 2024 could consider locking in a term deposit interest rate. However, it’s essential to carefully compare term deposits before you commit to help ensure your choice matches your personal goals and financial needs.

Mark Bristow -

16 Jan, 2024 -

3 min read

Term Deposits

Many Australians were taken by surprise when the Reserve Bank of Australia (RBA) chose to raise the national cash rate by 25 points to 3.85% in May 2023, following a pause the month before.

Mark Bristow -

12 May, 2023 -

3 min read

Home Insurance

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Mark Bristow -

16 Feb, 2024 -

3 min read

Energy

If you are looking to switch to a new energy supplier without paying a penalty, here are a few tips to keep in mind. There are many reasons people might want to switch from their current energy supplier to a new one, from high prices to poor service.

Mark Bristow -

02 Nov, 2023 -

5 min read

Energy

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie -

17 Nov, 2023 -

4 min read

Energy

Sydney residents and business owners are being encouraged to switch to green energy providers by the City of Sydney to help significantly reduce their emissions. But how easy is the switching process?

Alex Ritchie -

30 May, 2022 -

3 min read

Home Loans

Refinancing a home loan typically costs some money in fees and charges from your old and new mortgage lenders. However, there may be ways to reduce or offset these costs, and the potential savings from switching could see you break even sooner than you expect.

Mark Bristow -

24 Aug, 2023 -

5 min read

Home Loans

Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.

Vidhu Bajaj -

30 May, 2023 -

6 min read

Home Loans

If you’ve been paying off your home loan for some time now, you’ve likely thought about refinancing. After all, the chances that your current home loan is still the best option available for you may not be as high as you think. 

Alex Ritchie -

10 Sep, 2023 -

7 min read

Bank Accounts

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow -

29 Jun, 2023 -

4 min read

Bank Accounts

Switching bank accounts can be especially difficult if you have several automatic transfers, deposits and payments set-up from that account. With the current state of the financial market, interest rates on deposit accounts declining by the day, and monthly account keeping fees eating into our hard earned savings, there's no better time than now to switch accounts. The Federal Government has been working on making it easier for consumers to switch banks if they are not happy with their current provider

Laine Gordon -

17 Oct, 2008 -

4 min read

Bank Accounts

Not sure what to do with your loose change and spare cash? Most banks will let you deposit change or cash into your bank account by visiting a branch and doing so in person or using a deposit ATM.

Alex Ritchie -

27 Jun, 2023 -

3 min read

Savings Accounts

Earn easy money by switching

Laine Gordon -

16 Sep, 2009 -

4 min read

Car Loans

EVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.

Vidhu Bajaj -

09 Aug, 2023 -

9 min read

Superannuation

Switching super: who would you turn to for advice?

Car Insurance

If you are not happy with your current car insurance company or want to pay less for your premium, consider switching car insurance.

RateCity -

24 Aug, 2010 -

1 min read

Car Insurance

Would you switch car insurers over a claim?

Laine Gordon -

25 Aug, 2010 -

2 min read

Personal Loans

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie -

18 Sep, 2023 -

5 min read

Credit Cards

How can you tell you've reached the point where you need to switch banks? There are a number of elements that can help you decide.

Laine Gordon -

05 Nov, 2014 -

3 min read

Home Loans

With rates from 5.48%, calculate how much you could save by switching lenders. Compare home loans to find a mortgage to suit your needs.

Mark Bristow -

21 Mar, 2017 -

5 min read

Home Loans

Ready to refinance? Before you switch, compare home loan interest rates, fees, features and benefits, so you can be confident in your choice of mortgage.

Mark Bristow -

08 Dec, 2016 -

10 min read

Home Loans

Refinancing could be an easy way to reduce your home loan repayments. Compare refinance rates and see whether switching to a new lender may better suit your budget.

Sally Tindall -

10 Oct, 2019 -

22 min read