Credit Score

Australian credit reporting bureau Equifax has credit score system that could mean your credit behaviours are better reflected.

Eden Radford -

28 Jan, 2024 -

4 min read

Credit Score

Food delivery services can feel like a life saver when the fridge is bare or you’re simply lacking motivation to cook, but can frequent use affect your credit score?

Georgia Brown -

10 Jun, 2023 -

3 min read

Credit Score

Getting married is meant to be one of the happiest times of your life, so it goes without saying the last thing you’ll be thinking about is how your credit score comes into play. But before you walk down the aisle, it may be worth considering the impact on your personal finances and your credit history.

Alex Ritchie -

29 Apr, 2023 -

5 min read

Home Insurance

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Mark Bristow -

09 Feb, 2024 -

4 min read

Home Loans

A home equity loan can help put the value of your property to work for you. Whether used to access a flexible line of credit, or to secure a mortgage over an investment property, your home equity can prove a useful tool for reaching your personal and financial goals.

Mark Bristow -

12 Jul, 2021 -

3 min read

Home Loans

If you’ve owned your home for long enough, you’re likely to have built some equity in it, giving you several options for financing your second home or rental property. For instance, you can leverage your home equity by refinancing your home loan for a higher amount, or take out a second mortgage using the same property as collateral. 

Jodie Humphries -

01 Jul, 2021 -

4 min read

Home Loans

Buying an investment property may require an upfront deposit of 20 per cent of the property’s value. If you haven’t saved up enough cash to afford a deposit, there may be other options available to help you invest in property.

Mark Bristow -

18 Jan, 2023 -

5 min read

Credit Cards

Like a set of keys, there is no one-size-fits-all credit card. What's important to one person won't be for the next so in order to hunt down your plastic companion you need to take a look at your spending habits, as this will shine a light on what's really important.

Credit Cards

Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.

Vidhu Bajaj -

09 Jun, 2022 -

4 min read

Credit Cards

It may be worthwhile paying off your credit card debt before buying a house, as this may make your mortgage application look better to a lender, and potentially improve your credit score.

Alex Ritchie -

12 Jul, 2023 -

5 min read

Energy

What is the average price of natural gas in Australia? This will depend on where you live, but understanding the average gas bill may help you find a better deal for your household.

Peter Terlato -

24 Nov, 2022 -

6 min read

Energy

Tracking and comparing energy prices can help you lower your energy expenses and decide if you need to switch to another retailer. 

Jodie Humphries -

11 Jun, 2021 -

4 min read

Energy

Gas prices in Australia are affected by several factors, including network and costs and transportation. The price you pay for gas can depend on where you live and how many people in your region opt for a gas connection.

Jodie Humphries -

15 Jun, 2021 -

4 min read

Savings Accounts

Get back in the black this party season

Laine Gordon -

15 Dec, 2011 -

3 min read

Savings Accounts

Make your body and your wallet fit this summer by checking out the latest savings accounts. Thanks to our recovering economy, interest rates are increasing - good news if your money is sitting in a high interest savings account.

Laine Gordon -

25 Nov, 2009 -

3 min read

Savings Accounts

Make Your Wedding Savings Worth It!

Laine Gordon -

30 Aug, 2009 -

3 min read

Cryptocurrency

SolarCoin, a blockchain-based cryptocurrency, claims to incentivise the transition by rewarding solar installations.

Vidhu Bajaj -

06 Mar, 2023 -

6 min read

Bank Accounts

Switching bank accounts can be especially difficult if you have several automatic transfers, deposits and payments set-up from that account. With the current state of the financial market, interest rates on deposit accounts declining by the day, and monthly account keeping fees eating into our hard earned savings, there's no better time than now to switch accounts. The Federal Government has been working on making it easier for consumers to switch banks if they are not happy with their current provider

Laine Gordon -

17 Oct, 2008 -

4 min read

Bank Accounts

Beat the heat, cheap, keeping costs down while staying cool

Mark Bristow -

15 Jan, 2018 -

5 min read

Car Insurance

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

Alex Ritchie -

14 Aug, 2023 -

4 min read

Car Insurance

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

Alex Ritchie -

30 Nov, 2023 -

4 min read

Car Insurance

5 Ways to Reduce Your Car Insurance Premiums

Laine Gordon -

14 Jan, 2009 -

4 min read

Personal Loans

You love the area you live in, but your family has outgrown the house. Rather than packing up and moving into new digs, you can renovate your current home to meet your needs and avoid compromising on location.

Mark Bristow -

05 Sep, 2022 -

4 min read

Savings Accounts

UBank is no longer charging USaver Ultra customers overseas ATM fees and foreign exchange conversion fees.

Nick Bendel -

23 Aug, 2018 -

1 min read

Savings Accounts

If fishing through your wallet for notes and coins drives you up the wall, you��_re not alone. According to a new report, one in four Aussies would be happy to live in a cashless society.

Mark Bristow -

18 May, 2017 -

3 min read

Savings Accounts

Workers who expect a sizeable salary increase in the next 12 months have been given a reality check by a new survey.

Nick Bendel -

02 Jun, 2017 -

2 min read

Bank Accounts

Just days after eliminating withdrawal fees from its ATMs, Commonwealth Bank has recorded a significant increase in usage of its machines by customers of other banks.

Mark Bristow -

28 Sep, 2017 -

2 min read

Bank Accounts

Nick Bendel -

01 Dec, 2018 -

3 min read

Bank Accounts

Switching banks, phone plans or energy companies may become much simpler and easier in the future, with the help of a new federal government Open Banking initiative that gives consumers the right to access to their banking data.

Mark Bristow -

10 May, 2018 -

3 min read

Home Loans

Would you like to be better at money? In that case, UBank may have come to your rescue.

Nick Bendel -

11 Dec, 2019 -

4 min read

Home Loans

CBA will be passing on the full hike to all three of their key savings accounts. As a result, the highest ongoing savings rate from Australia’s biggest bank will be 4.65 per cent for all adults, while YouthSaver customers will get 4.75 per cent, provided they meet the bank’s terms and conditions.

Laine Gordon -

09 Jun, 2023 -

6 min read

Home Loans

Ubank has unveiled a special home loan offer that involves both an interest rate cut and $1,000 cashback for eligible borrowers.

Nick Bendel -

18 Jul, 2018 -

1 min read

Credit Cards

Fewer Australians are using buy now pay later services during the pandemic, while credit cards are still preferred by most.

Alison Cheung -

07 Aug, 2020 -

4 min read

Credit Cards

According to a new report, buy now, pay later (BNPL) services are becoming more commonly accepted in Australia, while credit card usage is declining.

Mark Bristow -

09 Jan, 2020 -

3 min read

Credit Cards

There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month. These sign-up bonuses may be enough to cover the cost of flights around Australia, as well as Hawaii or Europe. 

Alex Ritchie -

13 Jun, 2023 -

5 min read

Term Deposits

Gateway Bank has increased some of its personal term deposit interest rates, while UBank has increased some personal and SMSF rates.

Nick Bendel -

13 Oct, 2018 -

1 min read