company logo

GuildSuper - MySuper

Past 5-year return
New fund
Admin fee
$95
Calculated Fees on 50k
$715
Compare
No information was provided by the fund to SuperRatings, hence an alert rating may be given in areas where a qualitative assessment cannot be made. For available information refer to the fund's PDS.
GuildSuper MySuper was established to service the retirement needs of members from the pharmacy sector, veterinary and allied health industries. The fund is a public offer fund and allows members from all industries to apply for membership.GuildSuper MySuper offers a Lifestage option as default, which automatically transitions between up to 3 Lifestage investments, reducing the allocation to growth investments as the member approaches retirement. The Growing Lifestage option underperformed the relevant SuperRatings Index over the 3 years to 30 June 2018.Fees are lower than the industry average across smaller account balances and are expensive across medium and large account balances assessed. The fund does not charge switching fees, although an exit fee and buy-sell spread may apply.GuildSuper's insurance offering allows eligible members to apply for up to $5 million of Death cover and up to $3 million of TPD cover. Members can also apply to increase cover following the occurrence of a prescribed Life Event without additional underwriting. Income Protection with a benefit period of 2 years, 5 years or to age 65, covering up to 85% of salary, is available following a 30, 60 or 90 day waiting period. The fund offers a range of educational materials through the Learning Centre, as well as online consolidation services. Members may also register for SUPERSUPER, a rewards program that provides super contributions directly into their account each time they shop at participating retailers.
Advertisement
Advertisement

Fees & fund features

Admin fee
Admin fee
$95
Administration fee (%)
Administration fee (%)
0.15%
Indirect Cost Ratio (%)
Indirect Cost Ratio (%)
0.42%
Exit fee
Exit fee
$60
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.67%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$95
Administration fee (%)
Administration fee (%)
0.15%
Indirect Cost Ratio (%)
Indirect Cost Ratio (%)
0.42%
Exit fee
Exit fee
$60
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.67%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
1 - 4 of 4
Product
Past 5-year return
Admin fee
Calculated Fees on 50k
Company
Features
SuperRatings awards
Go To Site
Compare

More details

Compare

More details

Compare

More details

Compare

More details

FAQs

MySuper accounts are basic, low-fee accounts. If you don’t nominate a superannuation fund, your employer must choose one for you that offers a MySuper account.

MySuper accounts offer two investment options:

  1. Single diversified investment strategy

Your fund assigns you a risk strategy and investment profile, which remain unchanged throughout your working life.

  1. Lifecycle investment strategy

Your fund assigns you an investment strategy based on your age, and then changes it as you get older. Younger workers are given strategies that emphasise growth assets

Details  
Compare your product with the big 4 banks, or add more products to compare
As seen on