GuildSuper - MySuper

GuildSuper was established in 2002, and was founded upon supporting the retirement needs of members in the pharmaceutical, veterinary and allied health industries. This fund is MySuper compliant and is available to all industries.The fund provides a default MySuper Lifestage option or a MyMix Solution investment menu for members to choose from. The MySuper Lifecycle Investment Strategy places members in one of seven lifestage investments, which are based off the decade the member was born. Growth assets held within the investment strategy will automatically decline with age. The Growing Lifestage option has underperformed the SuperRatings Index over the three-year period to 30 June 2017.Fees are lower than the industry average across all assessed account balances. No switching fees is charged; however, a buy-sell spread may be charged and an exit fee will be deducted when making partial withdrawal or full exits from the fund. GuildSuper allows eligible members the ability to apply for up to $5 million of death cover and $3 million of TPD cover. Income Protection is also available for up to 85% of the salary (including a super contribution) to a limit of $30,000 per month. Eligible members are applicable to increase their voluntary death and TPD insurance upon certain life events without having to provide any additional underwriting.This product provides members with the ability to access their accounts at online, as well as access to a range of educational materials, calculators, and financial planning facilities online on the fund's website.