CSC PSSap - MySuper

CSC PSSap MySuper was established to service the retirement needs of employees of the Australian Government and other participating employers. The fund is only available to current and former employees.The MySuper Balanced is the fund's default option, whilst choice members may select from two additional Diversified options and a Cash option. The MySuper Balanced option underperformed the relevant SuperRatings Index over the 5 years to 30 June 2018.Fees are lower than the industry average across all account balances assessed. The fund allows members two free investment switches per financial year before charging a switching fee, although a buy/sell spread may apply, and an exit fee is charged when a withdrawal is processed.A full suite of insurance cover is offered through the fund's lifePLUS cover, with the default insurance arrangement, lifePLUS auto cover providing eligible members with aged-based Death and TPD cover, as well as income protection cover, upon joining the fund. The lifePLUS choice cover allows members to customise their insurance, with the LIFEapp enabling members to get a quote and apply for additional fixed cover online.The fund provides members with access to free in-house and public seminars, as well as a range of online fact sheets, calculators and educational content. PSSap Member Online allows members to update account details and perform transactions.