BT SuperWrap - Personal Super Plan

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Past 5-year return
7.56%
Admin fee
$95
Calculated Fees on 50k
$1,055
The client (via their adviser) has complete control over their investment decisions, subject to the approved list, as well as the timing of all transactions.
Fee flexibility as fees are negotiated between advisers and the clients. Advisers have the ability to charge flexible contribution fees and collect fees over a 3 months period rather then all upfront
SuperWrap offers accumulation, retirement and transition to retirement products all with CGT free transition between the products. No sell down required.
BT SuperWrap Personal Super Plan was established in 1999 and has been designed to provide a wide range of investment options to members and their authorised advisor. BT SuperWrap was the first superannuation wrap platform offered in Australia. A minimum $50,000 is required to commence the super account. The fund provides access to over 580 managed funds, capital protection strategies, listed securities and term deposits. The BT Wholesale Balanced Returns option has underperformed the SuperRatings Index over the five years to 30 June 2017; however, given the extensive investment menu, returns will vary depending on the option and manager selected.Fees for BT SuperWrap Personal Super Plan are higher than the industry average across all assessed account balances. The product does not charge switching fee or exit fees, but buy-sell spreads and other transaction costs may be incurred. BT SuperWrap provides eligible members a full suite of insurance through BT Protection Plan. Members have the added flexibility to increase their Death and TPD insurance upon the occurrence of certain life events if already insured. Income Protection of up to 80% of salary (including super contribution) is also available to eligible members. Members may select from six waiting periods and six benefit periods. Rates are difficult to compare so care needs to be taken with the guide shown overleaf.SuperWrap provides members with a consolidated view of all investments and full transparency of taxation entitlements online within each account.

Fees & fund features

Admin fee
Admin fee
$95
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$31
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$95
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$31
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
BT Super for Life - Savings
Past 5-year return
9.45%
Admin fee
$78
Past 5-year return
9.45%
Calculated Fees on 50k
$693
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BT Lifetime Super - Employer MySuper
Past 5-year return
8.63%
Admin fee
$78
Past 5-year return
8.63%
Calculated Fees on 50k
$683
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BT Super for Life - MySuper
Past 5-year return
8.63%
Admin fee
$78
Past 5-year return
8.63%
Calculated Fees on 50k
$683
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BT SuperWrap - Personal Super Plan
Past 5-year return
7.56%
Admin fee
$95
Past 5-year return
7.56%
Calculated Fees on 50k
$1,055
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BT Lifetime Super - Employer Plan
Past 5-year return
7.50%
Admin fee
$88
Past 5-year return
7.50%
Calculated Fees on 50k
$928
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BT Business Super
Past 5-year return
7.49%
Admin fee
$65
Past 5-year return
7.49%
Calculated Fees on 50k
$1,420
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BT Lifetime - Personal Super
Past 5-year return
7.23%
Admin fee
$0
Past 5-year return
7.23%
Calculated Fees on 50k
$1,015
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Asset Administrator - Super
Past 5-year return
New fund
Admin fee
$575
Past 5-year return
New fund
Calculated Fees on 50k
$1,383
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BT Panorama - Super
Past 5-year return
New fund
Admin fee
$845
Past 5-year return
New fund
Calculated Fees on 50k
$1,548
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BT Business Super - MySuper
Past 5-year return
New fund
Admin fee
$78
Past 5-year return
New fund
Calculated Fees on 50k
$753
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