UniSuper Accumulation - MySuper

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Past 5-year return
11.20%
Admin fee
$96
Calculated Fees on 50k
$376
In-house service and call centre functions complemented by state based education and personal advice staff.
Industry fund relative advantages regarding low fees, no commission.
Exceptional optional insurance offering. Pension products offered.
Locally provided free general advice seminars covering a wide range of topics.
Relatively low cost personalised, professional and easily accessible "fee-for-service" financial advice in-house facility.
UniSuper is an Industry fund dedicated exclusively to those working in the Australian higher education and research sector and their families. The fund is Infinity Recognised, which is a result of its strong commitment to environmental and social principles.The fund's MySuper offering comprises a single diversified investment option, the Balanced (MySuper) option. The Balanced (MySuper) option has outperformed the SuperRatings Index over the 5 years to 30 June 2017 and over the longer term. Choice members are provided with access to 7 Pre-mixed and 9 Single Sector options.Fees are competitive and lower than the industry average across all member account balances assessed. The first investment switch each financial year is free of charge, while members can make withdrawals at no cost. A full suite of insurance cover is offered, with Death and Total & Permanent Disablement (TPD) insurance cover automatically provided to eligible members upon joining the fund. Income Protection (IP) is available to a maximum of 85% of monthly income including super contributions, with a choice of benefit payment periods of 2 years, 5 years and to age 65, and 3 waiting periods. Members have the ability to increase their default Death & TPD cover or apply for IP cover within 180 days of being first eligible to join the fund, without having to provide any medical evidence.UniSuper provides members with access to a range of online fact sheets, calculators, educational videos and on-demand webcasts and podcasts. The fund's MemberOnline further allows members to view and update account details, as well as perform transactions.

Fees & fund features

Admin fee
Admin fee
$96
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.39%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$13
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$96
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.39%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$13
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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