Compare
Past 5-year return
11.20%Admin fee
$96Calculated Fees on 50k
$376In-house service and call centre functions complemented by state based education and personal advice staff.
Industry fund relative advantages regarding low fees, no commission.
Exceptional optional insurance offering. Pension products offered.
Locally provided free general advice seminars covering a wide range of topics.
Relatively low cost personalised, professional and easily accessible "fee-for-service" financial advice in-house facility.
UniSuper is an Industry fund dedicated exclusively to those working in the Australian higher education and research sector and their families. The fund is Infinity Recognised, which is a result of its strong commitment to environmental and social principles.The fund's MySuper offering comprises a single diversified investment option, the Balanced (MySuper) option. The Balanced (MySuper) option has outperformed the SuperRatings Index over the 5 years to 30 June 2017 and over the longer term. Choice members are provided with access to 7 Pre-mixed and 9 Single Sector options.Fees are competitive and lower than the industry average across all member account balances assessed. The first investment switch each financial year is free of charge, while members can make withdrawals at no cost. A full suite of insurance cover is offered, with Death and Total & Permanent Disablement (TPD) insurance cover automatically provided to eligible members upon joining the fund. Income Protection (IP) is available to a maximum of 85% of monthly income including super contributions, with a choice of benefit payment periods of 2 years, 5 years and to age 65, and 3 waiting periods. Members have the ability to increase their default Death & TPD cover or apply for IP cover within 180 days of being first eligible to join the fund, without having to provide any medical evidence.UniSuper provides members with access to a range of online fact sheets, calculators, educational videos and on-demand webcasts and podcasts. The fund's MemberOnline further allows members to view and update account details, as well as perform transactions.
Fees & fund features
Admin fee | Admin fee $96 |
|---|---|
Exit fee | Exit fee $0 |
Financial planning service | Financial planning service |
Credit cards | Credit cards |
Insurance life event increases | Insurance life event increases |
Investment fee | Investment fee 0.39% |
Account size discount | Account size discount |
Health insurance | Health insurance |
Binding nominations | Binding nominations |
Anti-detriment payments | Anti-detriment payments |
Switching fee | Switching fee $13 |
Employer size discount | Employer size discount |
Home loans | Home loans |
Non-lapsing binding nominations | Non-lapsing binding nominations |
Long term income protection | Long term income protection |
Admin fee | Admin fee $96 |
|---|---|
Exit fee | Exit fee $0 |
Financial planning service | Financial planning service |
Credit cards | Credit cards |
Insurance life event increases | Insurance life event increases |
Investment fee | Investment fee 0.39% |
|---|---|
Account size discount | Account size discount |
Health insurance | Health insurance |
Binding nominations | Binding nominations |
Anti-detriment payments | Anti-detriment payments |
Switching fee | Switching fee $13 |
|---|---|
Employer size discount | Employer size discount |
Home loans | Home loans |
Non-lapsing binding nominations | Non-lapsing binding nominations |
Long term income protection | Long term income protection |
Fund past-5-year return vs. Industry average
Investment allocation
+ View additional option performance information
Company | Product | Past 5-year return | Admin fee | Past 5-year return | Calculated Fees on 50k | Features | SuperRatings awards | Go To Site |
|---|---|---|---|---|---|---|---|---|
 | Past 5-year return 11.20% | Admin fee $96 | Past 5-year return 11.20% | Calculated Fees on 50k $376 | Features Advisory services Death insurance Income protection Online access Term deposits Variety of options | SuperRatings awards   | Compare | |
| Past 5-year return 11.20% | Admin fee $96 | Past 5-year return 11.20% | Calculated Fees on 50k $376 | Features Advisory services Death insurance Income protection Online access Term deposits Variety of options | SuperRatings awards    | Compare | |
| Past 5-year return 11.20% | Admin fee $96 | Past 5-year return 11.20% | Calculated Fees on 50k $376 | Features Advisory services Death insurance Income protection Online access Term deposits Variety of options | SuperRatings awards | Compare | |
| Past 5-year return New fund | Admin fee $96 | Past 5-year return New fund | Calculated Fees on 50k $376 | Features Advisory services Death insurance Income protection Online access Term deposits Variety of options | SuperRatings awards | Compare |
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