Compare credit card purchase rates and interest-free days

Product Name Card
Points Per $1 Spend
Points Earned
Annual Fee
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Visa
Virgin Money Low Rate Card
Balance Transfer0% p.a. for 14 months on balance transfers plus receive 10% cashback on spend in the first 3 months. 

Points Per $1 Spend
Points Earned
Annual Fee
$50

More details

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AMEX
American Express Qantas Discovery Card
Balance Transfer0% p.a. on balance transfers for the first 12 months.  

Free supplementary cardsPurchase protection

Points Per $1 Spend
Up to 1.75earn 1.75 points for $1 AMEXall eligible Qantas products and services in Australia
Points Earned
45,000
over 12 months (approx.)
Annual Fee
$0

More details

Visa
Virgin Money Virgin Australia Velocity Flyer Card (Purchase & Balance Transfer Offer)
Purchase Offers0% p.a. for 14 months on purchases and 0% p.a. for 6 months on balance transfers (reverts to cash advance rate). Pay half annual fee in the first year. Plus receive a $129 Virgin Australia Gift Voucher each year. 

Price guaranteeConcierge

Points Per $1 Spend
Up to 0.66earn 0.66 points for $1 Visaeligible transactions
Points Earned
18,000
over 12 months (approx.)
Annual Fee
$64
for 12 months then $129

More details

Visa
Citi Rewards Platinum (Purchase Offer)
Purchase Offers0% p.a. on retail purchases for 13 months, 0% p.a. on balance transfers for 13 months and a reduced annual fee of $49 p.a. in the first year. 

Free international travel insurancePurchase protection

Points Per $1 Spend
Up to 1earn 1 point for $1 Visaeligible international transactions
Points Earned
60,000
over 12 months (approx.)
Annual Fee
$49
for 12 months then $149

More details

*WARNING: Please see our assumptions. Australian Credit License 316710.