Balance transfer credit cards

Australia's best credit cards

0% p.a. for 32 months on balance transfers. No annual fee in the first year.

up to $400 Cashback  when you take out a new Low Rate credit card. New cards only. T&Cs and exclusions apply.Get 

0% on purchases and balance transfers for up to 20 months from account opening.

0% p.a. interest on balance transfers for 32 months (0% fee) + $0 first year annual Fee

Product Name Card	Purchase Rate	Interest Free Days	Annual Fee	Card limit	Late Payment Fee	Go to site
NAB Low Rate Card Balance Transfer0% p.a. for 32 months on balance transfers. No annual fee in the first year. Lower than average ongoing purchase rate Reduced $0 annual fee in the first 12 months and $59 p.a thereafter.	Purchase Rate 12.99%	Interest Free Days 55	$0 for 12 months then $59	No set max	$15	Go to site	A low rate credit card that offers a high amount of interest-free days, so you can spend with peace of mind.
Westpac Low Rate Card (Cashback offer) Cashbackup to $400 Cashback when you take out a new Low Rate credit card. New cards only. T&Cs and exclusions apply.Get 6.99% p.a on balance transfers for 12 months and then 21.49% p.a. Lower than average ongoing purchase rate	Purchase Rate 13.74%	Interest Free Days 55	$59	$50k	$15	Go to site	Eligible customers can get up to $400 cashback when signing up for this flexible low rate credit card.

The comparison rate is based on a credit of $30,000 over a 5 year term. WARNING*: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.