Product Name Card	Purchase Rate	Interest Free Days	Annual Fee	Card limit	Late Payment Fee	Go to site
NAB Low Rate Card Balance Transfer0% p.a. for 32 months on balance transfers. No annual fee in the first year. Lower than average ongoing purchase rate Reduced $0 annual fee in the first 12 months and $59 p.a thereafter.	Purchase Rate 12.99%	Interest Free Days 55	$0 for 12 months then $59	No set max	$15	Go to site	A low rate credit card that offers a high amount of interest-free days, so you can spend with peace of mind.
ANZ Low Rate Balance TransferGet a 0% p.a. balance transfer rate for a 30 month promo period with no BALANCE TRANSFER FEE and $0 Annual Fee in First Year with a new ANZ Low Rate credit card.* Promo period starts when ANZ issues a Letter of Offer, not when the balance transfer is processed (usually 3-15 business days after card activation). Rate reverts to standard BT rate, currently 21.24% p.a.. T&Cs, eligibility criteria, fees and charges apply (including $58 annual fee after first year). Lower than average ongoing purchase rate Reduced $0 annual fee in the first 12 months and $58 p.a thereafter.	Purchase Rate 12.49%	Interest Free Days 55	$0 for 12 months then $58	No set max	$20	Go to site	A credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down.

The comparison rate is based on a credit of $30,000 over a 5 year term. WARNING*: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. RateCity Australian Credit Licence 316710.